HSBC Amanah Term Deposit-i

Grow your funds with a safe and secure HSBC Amanah fixed deposit account - enjoy great rates compared to conventional savings accounts

    • RM1000 minimum deposit
    • Auto-Renewal
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50001 month2.75% p.a.
    more than RM10002 months2.75% p.a.
    more than RM10003 to 11 months2.85% p.a.
    more than RM100012 to 17 months2.9% p.a.
    more than RM100018 to 23 months3.1% p.a.
    more than RM100024 to 35 months3.4% p.a.
    more than RM100036 to 47 months3.5% p.a.
    more than RM100048 to 59 months3.8% p.a.
    more than RM100060 months3.9% p.a.

Apply online now for HSBC Amanah Term Deposit-i

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Fees & Charges

There are always fees but how much are they?

Additional Statement Request
RM5.30 per document

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this HSBC Amanah Term Deposit-i?

Minimum age
18 years old

Frequently Asked Questions about HSBC Amanah Term Deposit-i

Things you might want to know

What do I need to know about HSBC Amanah Time Deposit-i?

HSBC Amanah Time Deposit-i is a syariah compliant fixed term investment following the concept of Murabahah, where you assign the bank as a broker to invest your money, and receive a share of the profits at an agreed maturity date. HSBC Amanah offers you two Time Deposit options - Standard Scheme and Upfront Payment Scheme.

The Standard Scheme, true to it's name, is a pretty straightforward investment scheme. The Upfront Payment Scheme offers profit payment upfront. Simple, huh?

Can I make a partial withdrawal from this HSBC fixed deposit?

No. Withdraw all or nothing at all!

Can I withdraw before maturity without losing the profit?

If your investment is held for three months or more, you'll be granted half of the profit for the completed. If your investment is less then three months old when you withdraw HSBC will give you nothing.

When does the bank pay the profit with this Standard Scheme?

HSBC Amanah Time Deposit-i Standard Scheme pays the profit only on maturity. If you place a long-term investment, for thirty months or more, you can opt for a half yearly interim payment.

How do I open a Time Deposit-i account with HSBC Amanah?

If you're 18 or older all you need is your Identification Card and some money to open one of these accounts. However, you also need to have a Savings or Current Account-I with HSBC Amanah. The minimum deposit is RM20 for a basic Savings Account-i.

Does the bank auto renew this Time Deposit-i?

If you do not take out your investment after it matures then the bank will automatically renew the FD under the same terms and tenure.

Does PIDM protect this HSBC Time Deposit-I Standard Scheme?

Yes, This Time Deposit-i standard scheme is eligible for protection by PIDM. It covers you against the loss of your money in the event of the a bank failure.

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