KFH Junior International Commodity Murabahah Deposit-i

Grow your money tree! Open to those below 18 years old, earn attractive profit with minimal deposits based on the Shariah principle of Murabahah.

KFH Junior International Commodity Murabahah Deposit-i
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM1,0001 month2.18% p.a.
min. RM1,0003 months2.23% p.a.
min. RM1,0006 months2.43% p.a.
min. RM1,0009 months2.5% p.a.
min. RM1,00012 months2.6% p.a.
min. RM1,00013 months2.6% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM10 Indemnity Stamp Duty
Additional Statement Request
RM5 per document


Maximum Age
18 years old
Who can apply
  • Malaysians
  • Permanent residents

More Information

Tell me more about KFH Junior International Commodity Murabahah Deposit-i.

This is a term deposit account that is offered to those below at age of 18, where they are required to bring along a guardian to apply.

This investment is a fixed-rate account based on the Islamic concept of Murabahah where the profit rate is determined upfront - that means both you and the bank will know how much each will be getting at maturity!

How much do I need to open an account with KFH?

You will need a minimum deposit of RM1,000 to open the KFH Junior International Commodity Murabahah Deposit-i. 

You can invest your funds for 1, 3, 6, 9, and 12 months, or any other tenure period as determined by the bank from time to time. Profit will only be paid out at the maturity date.

Can I withdraw my cash early?

If you withdraw all your cash early, you will not be entitled to the profit. However, profit may be given at KFH's sole discretion.

Are my deposits insured by PIDM?

Yes of course! Up to RM250,000 will be protected by PIDM.

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