Maybank Fixed Deposit

A regular fixed deposit account with a competitive edge - earn higher interest rates and enjoy comprehensive security from PIDM.

Maybank Fixed Deposit
Min. Deposit
RM1,000
Auto-renewal
Yes
Daily Interest
No
Early Withdrawal
Yes
Type
Conventional

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM5,0001 month1.75% p.a.
min. RM1,0002 months1.75% p.a.
min. RM1,0003 months1.75% p.a.
min. RM1,0004 to 6 months1.85% p.a.
min. RM1,0007 to 12 months1.9% p.a.
min. RM1,00013 to 35 months2% p.a.
min. RM1,00036 to 60 months2.05% p.a.

Fees & Charges

There are no fees associated with this product.

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Foreigners
  • Permanent residents

More Information

What do I need to know about Maybank Fixed Deposit?

Maybank Fixed Deposit is open to anyone aged 18 or over. You can choose from one month to sixty months term with a minimum investment of just RM1,000!

If you have a Maybank2u.com account you can make your investment online, just log in, open an account and transfer money. How easy is that?

Generally, all of your FD account management can be completed using Maybank2u.com; transfer of funds, withdrawal of money, or termination of the account can all be completed with a few clicks of a mouse or taps on a tablet.

Can I withdraw from this fixed deposit before maturity and earn interest?

No. Any premature withdrawal made before the full tenure ends will be treated as an Immediate Uplift, resulting in 0% interest or profit paid. All contracted interest/profit accrued up to the withdrawal date is forfeited.

(Note: The legacy 31-day notice option that allowed 50% interest retention was permanently discontinued on August 29, 2026).

Is my money in the Maybank Fixed Deposit account insured?

Yes, your money in the Maybank Fixed Deposit account is protected by PIDM for up to RM250,000.

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