Maybank Islamic Prosperous Now! Account-i

Get instant interest payment on your fixed deposit - Maybank pays profits immediately so you don't have to wait for your investment to mature

    • RM10000 minimum deposit
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM100001 to 2 months2.85% p.a.
    more than RM100003 to 5 months2.9% p.a.
    more than RM100006 to 11 months2.95% p.a.
    more than RM1000012 months3.1% p.a.

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Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this Maybank Islamic Prosperous Now! Account-i?

Minimum age
18 years old
Open To
  • Associations
  • Clubs and Societies
  • Trustee
  • Foreigners

Frequently Asked Questions about Maybank Islamic Prosperous Now! Account-i

Things you might want to know

What do I need to know about Maybank Islamic Prosperous Now Account-i?

Maybank Islamic Prosperous Now Account-i is a Syariah compliant term deposit that adheres to the Islamic banking concept of Murabahah.

Open to anyone aged 18 years or over Prosperous Now offers the easy start investment with a minimum deposit of RM10000 and terms from one to twelve months. Best of all you'll get paid predetermined profit upfront - an instant cash payment - no need to wait for your FD to mature.

It doesn't end there, you can also use your Investment Certificate as a security for a Maybank Personal, Home or Car Loan; and you'll get free Personal Accident Takaful Coverage. Not a bad package.

Can I withdraw my investment before maturity?

Yes, you can. However, you'll need to repay some of those upfront profits you received when you took out you Fixed Deposit account. If you withdraw before completing three months of your term you'll have to return all the profit, if you're exiting more than three months from start date you'll get to keep half of the profit.

How to do I open this Prosperous Now Account-i with Maybank?

It's simple, all you need is:

  • Identification Card or
  • passport or
  • Police or 
  • Armed Forces ID Card or 
  • birth certificate

and one of the following:

  • a copy of your house utility bill for verification of address / driving license / Letter of Employment / credit card.

Is this investment covered by deposit insurance?

Yes, it is eligible for protection by PIDM

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