Maybank Islamic Prosperous Now! Account-i

Get instant interest payment on your fixed deposit - Maybank pays profits immediately so you don't have to wait for your investment to mature.

Maybank Islamic Prosperous Now! Account-iInstant Saving
Min. Deposit
RM1,000
Auto-renewal
No
Daily Interest
No
Early Withdrawal
Yes

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM10,0001 month1.4% p.a.
min. RM1,0002 months1.55% p.a.
min. RM1,0003 to 5 months1.6% p.a.
min. RM1,0006 to 11 months1.7% p.a.
min. RM1,00012 months1.75% p.a.

Fees & Charges

There are no fees associated with this product.

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Any nationality
  • Associations
  • Clubs and Societies
  • Trustee
  • Foreigners

More Information

What do I need to know about Maybank Islamic Prosperous Now Account-i?

Maybank Islamic Prosperous Now Account-i is a Shariah-compliant term deposit that adheres to the Islamic banking concept of Murabahah.

Open to anyone aged 18 years or over, Prosperous Now offers the easy start investment with a minimum deposit of RM10,000 and terms from one to twelve months. 

Best of all you'll get paid predetermined profit upfront - an instant cash payment - no need to wait for your FD to mature.

It doesn't end there, you can also use your Investment Certificate as a security for a Maybank Personal, Home or Car Loan; and you'll get free Personal Accident Takaful Coverage. Not a bad package.

Can I withdraw from this fixed deposit before maturity and get some profit?

You are allowed to make an immediate withdrawal of your fixed deposit prior to maturity, subject to Maybank's Terms and Conditions.

With effect from January 2019, when you make immediate premature withdrawal (without 31 days' notice period) no profit will be paid to the withdrawn amount.

Unless you have submitted the 31 days' notice period at the branch, your fixed deposit will earn 50% of the contracted interest rate.

How do I open this Prosperous Now Account-i with Maybank?

It's simple, all you need is:

  • Identification Card or
  • passport or
  • Police or 
  • Armed Forces ID Card or 
  • birth certificate

and one of the following:

  • a copy of your house utility bill for verification of address / driving license / Letter of Employment / credit card.

Is my money in this fixed deposit account insured?

Yes, your money in this fixed deposit account is protected by PIDM for up to RM250,000.