Maybank eFixed Deposit

A completely online fixed deposit account. Deposit and withdraw your cash from the comforts of your home via Maybank2u.

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM50001 month2.65% p.a.
    more than RM10002 months2.65% p.a.
    more than RM10003 to 5 months2.7% p.a.
    more than RM10006 to 11 months2.8% p.a.
    more than RM100012 months2.85% p.a.
    more than RM100013 to 35 months2.85% p.a.
    more than RM100036 months2.9% p.a.
    more than RM100048 months3% p.a.
    more than RM100060 months3.1% p.a.

Apply online now for Maybank eFixed Deposit

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Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this Maybank eFixed Deposit?

Minimum age
18 years old
Current Account required
Savings Account required

Frequently Asked Questions about Maybank eFixed Deposit

Things you might want to know

What is Maybank eFixed Deposit?

This is a fully online fixed deposit ( FD) account with a tenure of up to 60 months. An easy application can be done via Maybank2u or Maybank2u Mobile App. 

New placements and withdrawals can be made in real-time anywhere, anytime.

How different is this online account from a normal fixed deposit?

Quite a few actually, and all for your added convenience:

  • Account creation can be done with Maybank2u and processed by the branch the following working day
  • You won't be given a certificate, but will be given an 8-digit reference number ending with 'E' instead.
  • Placement can be made by debiting cash from your linked account to

Can I withdraw from this fixed deposit before maturity and get some interest?

You are allowed to make an immediate withdrawal of your fixed deposit prior to maturity, subject to Maybank's Terms and Conditions.

With effect from January 2019, when you make an immediate premature withdrawal (without 31 days' notice period) no interest will be paid to the withdrawn amount. 

Unless you have submitted the 31 days' notice period at the branch, your fixed deposit will earn 50% of the contracted interest rate.

Who can apply for this account with Maybank?

You will have to be an existing Maybank account holder as a joint account holder or sole proprietor.

What is the minimum deposit of Maybank eFixed Deposit?

For 1-month placement, you will need at least RM5,000. For 2 months and above, you will need a lower amount, which is RM1,000.

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