Maybank

Maybank eFixed Deposit

A completely online fixed deposit account. Deposit and withdraw your cash from the comforts of your home via Maybank2u.

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM50001 month2.95% p.a.
    more than RM10002 months2.95% p.a.
    more than RM10003 to 5 months3% p.a.
    more than RM10006 to 11 months3.05% p.a.
    more than RM100012 months3.1% p.a.
    more than RM100013 to 24 months3.1% p.a.
    more than RM100036 months3.2% p.a.
    more than RM100048 months3.3% p.a.
    more than RM100060 months3.4% p.a.

Apply online now for Maybank eFixed Deposit

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Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.

Requirements

Are you eligible for this Maybank eFixed Deposit?

Current Account required
Savings Account required

Frequently Asked Questions about Maybank eFixed Deposit

Things you might want to know

What is Maybank eFixed Deposit?

This is a fully online fixed deposit ( FD) account with a tenure of up to 60 months. Easy application can be done via Maybank2u or Maybank2u Mobile App. New placements and withdrawals can be made in real time anywhere, anytime.

How difference is this online account from a normal fixed deposit?

Quite a few actually, and all for your added convenience:

  • Account creation can be done with Maybank2u and processed by the branch the following working day
  • You won't be given a certificate, but will be given an 8-digit reference number ending with 'E' instead.
  • Placement can be made by debiting cash from your linked account to Maybank2u.com

Is early withdrawal allowed for this FD?

Sure you can, but you will have to forgo some of the potential interest profit! 

  • If you withdraw within 3 months of placement, you will not be given a single cent in profit.
  • If withdrawal is made after 3 months, you will only be paid half for the interest earned for the completed periods.

Who can apply for this account with Maybank?

You will have to be an existing Maybank account holder as a joint account holder or sole proprietor.

What is the minimum deposit I will need?

For 1-month placement, you will need at least RM5,000. For 2 months and above, you will need a lower amount, which is RM1,000.

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