OCBC

OCBC Al-Amin Premier Fixed Deposit-i

Premier rates on your Fixed Deposit-i and OCBC Premier Banking Membership when you apply online and deposit a minimum of RM200,000 - exclusive benefits await you!

    • RM50000 minimum deposit
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM500003 months6.08% p.a.

Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.

Requirements

Are you eligible for this OCBC Al-Amin Premier Fixed Deposit-i?

Minimum age
18 years old
Nationality
Malaysians
Open To
  • Permanent residents
  • Foreigners

Frequently Asked Questions about OCBC Al-Amin Premier Fixed Deposit-i

Things you might want to know

Tell me more about this fixed deposit promotion.

This Premier Deal promotion is opened to all eligible Premier Banking members, holding a valid identity card and whose accounts are in good standing with OCBC Bank or OCBC Al-Amin. The mechanics is very simple:

  • You need to deposit a minimum RM50,000 into your Premier Booster Account-i;
  • You also need to deposit a new fresh fund into your 3-month tenure Fixed Deposit-i for a minimum amount of RM25,000;
  • To earn 6.08% p.a. profit rate on your Premier Fixed Deposit-i, you must double the amount of deposit into your Premier Booster Account-i or not more than RM3 million, whichever is lower; and finally
  • The deposit in your Premier Booster Account-i will be earmarked for 3 months.

Premier Member, Premier Benefits!

Of course, OCBC takes the world Premier seriously. All Premier Banking Members will have a One Premier Team dedicated to making your banking experiences the best of the best. From managing your money to providing you with the latest details in wealth, they will have your money growing in no time. 

Also, take advantage of the cards that are only available to Premier Banking Members. The OCBC Premier Membership Card will give you access to the over 60 Premier Centres across South East Asia, that are at your disposal for all your banking needs. Make withdrawals in Malaysia, Singapore, Hong Kong, Macau and Indonesia with no charge at all OCBC ATM's with the Premier Debit  MasterCard. 

Finally, go on a journey with the OCBC Premier Voyage Card, a metal card, that gives you the most exclusive travel benefits. Claim free flights, a travel accident cover of USD1 Million, and complimentary access to the KLIA Flight Club whenever you want!

What if I’m not a Premier Banking Member?

Worry not! To become an OCBC Premier Banking Member, you are required to have at least RM300,000 or more in either investments, deposits or both with OCBC Bank.

So, by crediting RM300,000 as an initial deposit with the OCBC Al-Amin Premier Fixed Deposit-i, you are on your way to a Premier Banking Membership already!

How will I receive the interest?

Well depending on the tenure that you choose to grow your fixed deposit, if you choose to deposit your money between a 1 and 12-month tenure, you interest will be credited into your OCBC Savings Account upon the maturity of your tenure.

For a tenure, longer than that your interest will be credited in 6-month increments from the effective start date of your Fixed Deposit-i Placement.

Can I withdraw from OCBC Al-Amin Fixed Deposit-i?

To enjoy these special promotional rates you cannot make any withdrawals from your Fixed Deposit-i account. 

No profits will be credited to you for withdrawals before 3 months. For withdrawals after 3 months you'll only be entitled to half the agreed rate for the completed months

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