OCBC MYR Fixed Deposit

Tuck your spare cash away in an OCBC MYR Fixed Deposit account and watch your wealth grow into a wonderful nest egg of savings!

OCBC MYR Fixed DepositNest Egg Saving
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM5,0001 month1.35% p.a.
min. RM1,0002 months1.35% p.a.
min. RM1,0003 months1.45% p.a.
min. RM1,0004 to 5 months1.55% p.a.
min. RM1,0006 months1.6% p.a.
min. RM1,0007 to 9 months1.7% p.a.
min. RM1,00010 months2.18% p.a.
min. RM1,00011 months1.7% p.a.
min. RM1,00012 months1.75% p.a.
min. RM1,00013 to 17 months1.8% p.a.
min. RM1,00018 to 60 months1.85% p.a.

Fees & Charges

Additional Statement Request
RM10 per document


Minimum Age
  • 18 years old

More Information

What can I get from OCBC MYR Fixed Deposit Account?

First of all, you will earn high rate of return on your deposit. 

To get started, all you need is a minimum initial deposit amount of RM1,000 for 2 to 60 months, or RM5,000 minimum deposit if you want to park your money for 1 month.

Next up, the interest rate is compounded daily, which means you are earning more interest compared to an FD that calculate interest every month. 

You can check your profit payment via monthly e-statement, which can be retrieved through OCBC online Banking, or have it delivered to your email address.

Enjoy up to 2.18% p.a. on a 10-month tenure!

For a limited time until 31 August 2020, enjoy up to 2.18% p.a. when you deposit your money on a 10-month tenure with OCBC MYR Fixed Deposit.

The minimum placement is RM1,000 and it must be made from funds transfer from other banks via FPX for you to enjoy the promotional rate.

Please be noted that the online placement is not available via OCBC Malaysia Mobile Banking App.

Check out the terms and conditions here.

Can I make a premature withdrawal whenever I want?

If you place a deposit on and after March 2018, no profit will be paid at all when you withdraw your money from this fixed deposit account before maturity.

Is this fixed deposit renewable?

This fixed deposit account also will renew your investment every year once it has reached maturity.