OCBC Start Saving Deal

Want to invest without all the risks? Earn money the fast and easy way with high 4.2% p.a. interest for only 12 months with special RinggitPlus gift!

  • You DepositDeposit PeriodEffective Interest Rate
    RM40000 - 50000006 months4% p.a.
    RM40000 - 500000012 months4.2% p.a.

Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this OCBC Start Saving Deal?

Minimum age
18 years old

Frequently Asked Questions about OCBC Start Saving Deal

Things you might want to know

What's the OCBC Start Saving Deal all about?

Want a safe and guaranteed way to grow your wealth? This is a high 4.2% p.a. interest with a conventional OCBC Fixed Deposit or OCBC Al-Amin Commodity Murabahah General Investment Account-i with exclusive gift from RinggitPlus.

How much do you need to invest? Not a whole lot. All you have to do is prepare a minimum of RM40,000 to deposit for 6 or 12 months to enjoy high interest rates - got some cash to spare? No point keeping it in your usual checking account!

Will I get a special sign-up gift?

Absolutely. You are after all on RinggitPlus - where you get more for your money!

If you deposit at least RM40,000 you'll be entitled to get a Barry Smith 20" Trolley Luggage Bag sent straight to your address free of charge. It's stylish, sturdy, and lightweight - perfect for those long business or holiday trips.

Who can sign up for this promotion?

Anyone who is at least 18 years old can start investing and earn huge profits. 

Both Malaysian citizens and permanent residents are encouraged to apply. Non-Residents will also be considered depending on their home country.

Will my investment automatically renew at maturity?

That's right, if you do not tell OCBC to terminate your investment at maturity, your fixed deposit account will be renewed with a similar placement period following the prevailing board rates.

Do I need to deposit fresh funds?

Yes. For those of you unfamiliar with what fresh funds are, these are cash not already kept for safe keeping with OCBC.

If you already have a checking account or other investments with OCBC, taking money out of those accounts for this promotion won't get you the special rate and exclusive gift.

Are my deposits protected by PIDM?

Yes, deposits of up to RM250,000 will be insured by PIDM - no worries.

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