Public Bank

Public Bank Islamic Term Deposit-i

A Shariah compliant term deposit investment account with flexible tenure of up to 60 months. Earn attractive returns based on predetermined rates.

    • RM1000 minimum deposit
    • Auto-Renewal
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50001 month2.95% p.a.
    more than RM10002 months2.95% p.a.
    more than RM10003 to 5 months3% p.a.
    more than RM10006 to 11 months3.05% p.a.
    more than RM100012 months3.1% p.a.
    more than RM100013 to 60 monthsnegotiable

Apply online now for Public Bank Islamic Term Deposit-i

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Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.30 Service Charge
Additional Statement Request
RM2.12 per document

*inclusive of 6% GST


Are you eligible for this Public Bank Islamic Term Deposit-i?

Minimum age
18 years old
Open To
  • Permanent residents
Current Account required
Savings Account required

Frequently Asked Questions about Public Bank Islamic Term Deposit-i

Things you might want to know

What is Public Islamic Term Deposit-i?

This investment is base on the Islamic principals of Mudharabah, a profit/dividend-sharing concept.

It is open to anyone, individuals who are 18 years old and above.

The tenure can be for period of one-month up to 60 months, with no maximum limit for your deposit amount. You need RM 1,000 for two months or more tenure, and RM5000 for one-month to sign up.

Profit made from this term deposit account will be distributed between the customer and the Bank at the agreed predetermined ratio.

Can I withdraw the investment account before maturity and can I recover some profit?

Yes, if you withdraw the investment after the completion of at leaset1 month, the profit payable shall be 75% of the profit earned. However, you are not allowed to do partial withdrawal.

Who can apply and how do I open this Public Islamic Term Deposit-i?

This investment account is open to everyone. You are required to have a Savings or Current account with Public Bank too. To open a Saving Account, you need a minimum RM20 deposit.

Is this investment covered by deposit insurance?

Yes, it is eligible for protection by PIDM for up to RM250,000 of your total deposits.

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