Public Bank

Public Bank Islamic Term Deposit-i

A Shariah compliant term deposit investment account with flexible tenure of up to 60 months. Earn attractive returns based on predetermined rates.

    • RM1000 minimum deposit
    • Auto-Renewal
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50001 month2.45% p.a.
    more than RM10002 months2.45% p.a.
    more than RM10003 to 5 months2.5% p.a.
    more than RM10006 to 11 months2.55% p.a.
    more than RM100012 months2.6% p.a.
    more than RM100013 to 60 monthsnegotiable

Apply online now for Public Bank Islamic Term Deposit-i

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Public Bank Islamic Term Deposit-i

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Public Bank website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.00 Service Charge
Additional Statement Request
RM2.00 per document


Are you eligible for this Public Bank Islamic Term Deposit-i?

Minimum age
18 years old
Open To
  • Permanent residents
Current Account required
Savings Account required

Frequently Asked Questions about Public Bank Islamic Term Deposit-i

Things you might want to know

What is Public Islamic Term Deposit-i?

This investment is base on the Islamic principals of Mudharabah, a profit/dividend-sharing concept.

It is open to anyone, individuals who are 18 years old and above.

The tenure can be for period of one-month up to 60 months, with no maximum limit for your deposit amount. You need RM 1,000 for two months or more tenure, and RM5,000 for one-month to sign up.

Profit made from this term deposit account will be distributed between the customer and the Bank at the agreed predetermined ratio.

Can I withdraw the investment account before maturity and can I recover some profit?

Yes, if you withdraw the investment after the completion of at leaset1 month, the profit payable shall be 75% of the profit earned. However, you are not allowed to do partial withdrawal.

Who can apply and how do I open this Public Islamic Term Deposit-i?

This investment account is open to everyone. You are required to have a Savings or Current account with Public Bank too. To open a Saving Account, you need a minimum RM20 deposit.

Is this investment covered by deposit insurance?

Yes, it is eligible for protection by PIDM for up to RM250,000 of your total deposits.

Read More