Public Bank PB Golden 50 PLUS FD Account

Make a great retirement plan and get instant value-added benefits and an attractive interest rate with this Golden 50 Plus Fixed Deposit.

Public Bank PB Golden 50 PLUS FD AccountSecure Retirement
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM30,0001 month1.6% p.a.
min. RM30,0002 months1.75% p.a.
min. RM30,0003 to 5 months1.8% p.a.
min. RM30,0006 to 11 months1.9% p.a.
min. RM30,00012 months1.95% p.a.
min. RM10,00015 to 60 months1.95% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM5 Service Charge
Additional Statement Request
RM2 per document


Minimum Age
  • 50 years old
Who can apply
  • Any nationality
  • Malaysians
  • Permanent residents
  • Foreigners

More Information

What do I need to know about Public Bank Golden 50 Plus FD Account?

Public Bank Golden 50 Plus FD Account is a Fixed Deposit account for the folks over 50 years old. 

There are two packages to choose from: (1) a short-term deposit of up to 12 months, and (2) a long term deposit with a minimum investment period of 15 months. 

Both packages offer roughly the same benefits and great interest rates, only the long term deposit offers monthly interest payments.

What are the benefits of this fixed deposit account?

There are some really cool value-added benefits with Golden 50 Plus:

  • 50% discount on rental and renewal of a safe deposit box for 2 years, where applicable
  • 50% discount for Will writing or creating a Trust with PB Trustee Services Berhad
  • 1/8% discount on PB's prevailing sale rates for purchase of foreign currency
  • Discounts on insurance products with Lonpac Insurance Berhad, such Household Insurance (15% off), Traveller Personal Accident Insurance (25% off), and Golfers Insurance (25% off).

How do I open a Public Bank Golden 50 Plus FD Account?

You will need to have a Savings or Current Account with Public Bank. After that it's all just too easy - all you need is a deposit of RM1!

Is this fixed deposit account protected?

Yes, your money in this fixed deposit account is covered for up to RM250,000 by PIDM in the event that you lose your investments due to the bank’s negligence.