Public Bank

Public Bank PLUS Fixed Deposit Account

Start saving for your future with a Public Bank Plus Fixed Deposit Account and earn more money from higher interest rates

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM50001 month2.95% p.a.
    more than RM10002 months2.95% p.a.
    more than RM10003 to 5 months3% p.a.
    more than RM10006 to 11 months3.05% p.a.
    more than RM100012 months3.1% p.a.
    more than RM100013 to 60 monthsnegotiable

Apply online now for Public Bank PLUS Fixed Deposit Account

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Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.30 Service Charge

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this Public Bank PLUS Fixed Deposit Account?

Minimum age
18 years old
Open To
  • Anyone
  • Associations
  • Clubs and Societies
  • Companies

Frequently Asked Questions about Public Bank PLUS Fixed Deposit Account

Things you might want to know

Introducing the PLUS Fixed Deposit Account, the account for everyone and I mean everyone. Individuals who are resident and non-resident, Partnerships, corporate entities, associations, clubs and societies. If you need to open an FD this is the one you’re looking for.

What do I get from it?

The PLUS Fixed Deposit offers tenure periods ranging from 1 month up to 60 months, that’s 5 years to earn some awesome returns. Another thing, this FD will automatically renew itself for your convenience. Not to mention your effective interest rate will range from 2.95% up to about 3.1%.

If however, you were to have an extended tenure, more than 13 months then you are able to negotiate a possibly higher interest rate with the bank.

Wait, I have placement Options?

Yes, indeed. You have two options to choose from the first being, to have a tenure from 1 to 12 months. You can choose to have all the interest earned credited into either your current or savings account either on a monthly basis or upon maturity, or you have the option to add the interest earned to the principal amount upon the maturity of your tenure.

The second option you have, is if you choose to have a tenure more than a year long, 13 months and above. You can choose to have your interest earned credited into your savings or current account on either a monthly or half yearly, on a 6-month, basis.

What’s next and are there requirements?

Well you can go ahead and apply by hitting that ‘Apply Now’ tab on this page and you need to be at least 18 years of age. Also, the minimum amount required for you to open an account is only RM1,000.

As mentioned above, weather you are a Malaysian resident or not you are eligible to apply for the PLUS Fixed Deposit. Same goes for any Associations, Clubs and Societies, Companies and Cooperatives that would like to open a fixed deposit account.

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