Public Bank

Public Bank eFixed Deposit

Apply for a PB eFD account and enjoy the convenience of making FD transactions anywhere via Public Bank's website.

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM10001 to 2 months2.95% p.a.
    more than RM10003 to 5 months3% p.a.
    more than RM10006 to 11 months3.05% p.a.
    more than RM100012 to 60 months3.1% p.a.

Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.30 Service Charge

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this Public Bank eFixed Deposit?

Minimum age
18 years old

Frequently Asked Questions about Public Bank eFixed Deposit

Things you might want to know

What exactly is the Public Bank eFixed Deposit all about?

Well, it is a Fixed Deposit account tailored to make FD transactions easier, stress free and more accessible for everyone. It allows you to manage your account entirely online.

Just log on to their website and do all your banking on your PC or mobile device, life made simple.

Download me on the details.

So, here’s the deal, the Public Bank eFixed Deposit comes with deposit periods of up to 60 months. With the highest interest rate being 3.1%p.a.

The minimum amount for deposit is only RM1,000 and comes with an auto-renewal policy for your convenience. With your monthly interest payments credited into your registered Current Account or Savings Account automatically.

What you need for this to work.

So, there are a couple things you need to know before you can open up an eFixed Deposit account. First off you might need to have an existing Current Account or Savings Account with Public Bank.

Take note that, all applications must be done online, unfortunately you can’t walk into a bank and get it. Of course, this also means that everything is happening in real time.

This means all your transactions will be instantaneous, also there’s no placement limit.

How do I make withdrawals online?

Don’t worry, even though all your data is online, you still have your deposit linked to either your current or savings account. Then you know the drill, card meets ATM and you have cash in hand.

It is also possible for you to make premature or early withdrawals at your convenience. Just remember that its needs to be done via the website.

Any fees I need to worry about?

Well yes. It is crucial that you do not lose your Fixed Deposit Certificate, as it is one of the few indications of your account existing somewhere, should anything happen to you or the account. In the even it is lost, there will be a service charge of RM5.30 imposed.

Other than that, you’re good to go. Hit that ‘Apply Now’ button on this page and be on your way to great savings.

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