RHB Islamic Commodity Murabahah Deposit-i

Tuck your spare cash into a high fixed profit rate Islamic investment account from RHB. Enjoy long tenures and flexible profit payment options!

RHB Islamic Commodity Murabahah Deposit-i
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM1,0001 month2.6% p.a.
min. RM1,0002 months2.65% p.a.
min. RM1,0003 to 5 months2.75% p.a.
min. RM1,0006 months2.8% p.a.
min. RM1,0007 to 11 months2.8% p.a.
min. RM1,00012 months2.8% p.a.
min. RM1,00013 to 60 monthsNegotiable

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM2 Service Charge


Minimum Age
  • 18 years old
Who can apply
  • Any nationality
  • Sole proprietorship
  • Clubs and Societies
  • Associations
  • Companies
  • Government Bodies

More Information

What is the RHB Islamic Commodity Murabahah Deposit-i all about?

Commodity Murabahah Deposit-i is an Islamic investment account from RHB that gives you profit collected from transactions of commodities such as palm oil or copper based on the Shariah concept of Tawarruq.

This investment account by RHB Islamic Bank is a good choice if you’re looking to keep your money growing with high profit rates - surely higher than any Savings or Current account!

What are the requirements?

To qualify, you need to be 18 years of age and above – whether you're applying for a personal account or company. 

You can choose from short, medium and long-term tenures between 1 month, or up to 5 years. 

A minimum investment of RM1,000 is required for all tenures. RHB Islamic Bank will inform you of the profit rates at maturity, once you've placed your deposit.

When can I collect the profits of my investment with RHB?

RHB Islamic Bank lets you choose your profit payment options; you can choose between monthly, quarterly, half-yearly, yearly, upon maturity and upfront profit.

Can I make early withdrawals?

Effective from January 2019, when you make a premature withdrawal of your money in a fixed deposit account, no profit will be paid on the withdrawn amount, regardless of the number of completed months at the time of premature withdrawal.

My account has already matured. Can I renew this Fixed Deposit?

Yes, RHB allows for auto-renewal of your Commodity Murabahah Deposit-i account. 

However, if you choose upfront payment for your profits, this auto-renewal feature is not allowed.

Is my Fixed Deposit account secured?

This fixed deposit account by RHB Islamic is secured under protection from Perbadanan Insurans Deposit Malaysia (PIDM). 

As long as your placement does not exceed RM250,000, your money is insured. 

However, if you’d like to invest above this amount, it is recommended that you deposit your money in separate accounts below RM250,000.

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