RHB PAYS Fixed Deposit

Want to grow your wealth fast? It's easy with PAYS FD - get high interest profit earnings on a great short-term account packed with benefits

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM100003 months3.2% p.a.

Fees & Charges

There are always fees but how much are they?

Additional Statement Request
RM2.12 per document

*inclusive of 6% GST


Are you eligible for this RHB PAYS Fixed Deposit?

Minimum age
18 years old

Frequently Asked Questions about RHB PAYS Fixed Deposit

Things you might want to know

What edge has RHB PAYS Fixed Deposit got over other fixed deposits?

This term deposit suits anyone who wants to earn higher interest for a shorter investment term and still get hold of their cash whenever they need it. Sound too good to be true? Let us explain some of the benefits on offer:

RHB PAYS has a minimum term of three months and pays interest every month.  and interest you earn can be collected every month instead of at maturity. And if that's not enough you can use your FD account as collateral for a current account overdraft facility at up to 100% margin.

And as if that weren't enough, once you're an RHB PAYS account holder you get some extra benefits when you buy shares on the BURSA too, if you buy through RHB your first five orders are commission free.

Lastly, in case of an emergency, you can withdraw some of your cash from this FD without losing interest earned on the remaining balance. This is a neat feature if you want to make your money work hard but maintain capital liquidity.

What are the terms for partial withdrawal?

You can take money out of your FD in multiples of thousands as long as you can maintain a minimum balance of RM10000 in the account.

How do I open this RHB PAYS Fixed Deposit?

All you need is minimum of RM10000 to open an account, you'll need to flash your MyKad too.

Is this a fixed deposit covered?

Yes. It is protected by PIDM up to RM 250000 per person per bank.

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