RHB Senior Fixed Deposit

It's time to let your money work for you - earn interest on your fixed deposit every month with the RHB Senior Fixed Deposit for the over fifties

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM1000012 months2.85% p.a.
    more than RM1000013 to 60 monthsnegotiable

Apply online now for RHB Senior Fixed Deposit

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Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this RHB Senior Fixed Deposit?

Minimum age
50 years old

Frequently Asked Questions about RHB Senior Fixed Deposit

Things you might want to know

What is RHB Senior Fixed Deposit?

A safe investment account for senior citizens aged 50 years old and above. 

This fixed deposit account is available as a joint account with a partner the minimum deposit commitment is RM10,000 for a tenure of up to 60 months, ideal for sensible retirement planning.

What benefits do I get from RHB Senior Fixed Deposit?

Well, if you're the kind of person who likes to invest in the stock markets, there is at least one great privilege that comes with this FD: RHB will waive commission or service charges for the first five cashier orders or demand drafts when you purchase new public shares or rights issues. 

Other than that, you can use your Fixed Deposit account as collateral against an overdraft facility on your current account with up to 100% margin.

Plus, your interest charges will be calculated daily and automatically paid into your current or savings account.

Can I make early withdrawals?

Effective from January 2019, when you make a premature withdrawal of your money in fixed deposit account, no profit will be paid on the withdrawn amount, regardless of the number of completed months at the time of premature withdrawal.

Is my money in this fixed deposit account protected?

Yes. Your savings money in this fixed deposit account is secured by PIDM for up to RM 250,000.

How do I open RHB Senior Fixed Deposit?

Senior FD is only open to RHB Savings or Current Account holders. 

You set up your FD and Current/Savings account with your Identification Card and RM10,000 in cash or cheque.

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