Standard Chartered Fixed Deposit

Want to make your money work harder without worry? Save securely, steadily, and safely with a Standard Chartered Fixed Deposit at high-interest rates.

Standard Chartered Fixed Deposit
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM5,0001 month2.5% p.a.
min. RM1,0002 months2.5% p.a.
min. RM1,0003 months2.5% p.a.
min. RM1,0004 to 6 months2.65% p.a.
min. RM1,0007 to 12 months2.7% p.a.
min. RM1,00013 to 60 months2.7% p.a.

Fees & Charges

There are no fees associated with this product.


Minimum Age
  • 18 years old
Who can apply
  • Malaysians

More Information

What do I need to know about Standard Chartered Fixed Deposit?

Start saving the smarter way. With a minimum investment of RM1,000, you can earn real interest on your savings with a fixed deposit account.

Why not make your money do the hard work whilst you sit back and reap the rewards? 

Terms are available for between one month and five years, giving you the flexibility to choose your tenure period.

How are my interest earnings calculated?

Interest is calculated on a contractual basis and paid upon maturity for an FD placement of 1-12 months or on a half-yearly for an FD placement of more than 12 months.

Can I take a portion of my money out for personal use?

No, Standard Chartered does not allow it. Once you've opened your time deposit account, you can only get money out by closing the whole thing. 

In such an event, you might lose some interest payments in the process.

Can I withdraw before the maturity date without forfeiting the interest earned?

Yes, you can close your account before the fixed term is up, but you might only get half of the contracted interest as a penalty for early termination. 

If you withdraw before an initial three-month term is up, you'll get zero interest - nada! zilch! nil!

Can I renew this Standard Chartered FD when it ends?

Of course, you can. If you have not given clear orders to Standard Chartered, or cash out this deposit at maturity, the bank will automatically renew this fixed deposit under the same terms and conditions. The bank will send you a written notice when the renewal is finalised.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product