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Best Islamic Fixed Deposits in Malaysia 2025

Predetermined profit sharing and Murabahah (cost+sale) may allow you to enjoy the benefit of investing in a fixed deposit account without compromise. Compare Islamic Term Deposits, study the fine print, find the investment product that matches your principles.

Wondering what the rates are for other deposits? Check out the tenures below

Agrobank Fixed Return Investment Account-i
Profit Rate
3.3% p.a.
Early Withdrawal
No
Profit Earned
RM825
Al-Rajhi Term Deposit-i
Profit Rate
2.85% p.a.
Early Withdrawal
Yes
Profit Earned
RM712.50
Agrobank Fixed Return Investment Account-i 45 Plus
Profit Rate
2.78% p.a.
Early Withdrawal
No
Profit Earned
RM695
Alliance Islamic Term Deposit-i
Profit Rate
2.65% p.a.
Early Withdrawal
Yes
Profit Earned
RM662.50
UOB Fixed Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
No
Profit Earned
RM650
BSN Term Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
No
Profit Earned
RM650

MBSB Junior Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
MBSB Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Standard Chartered Saadiq Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Bank Muamalat Fixed Term Account-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
RHB Islamic Commodity Murabahah Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
Yes
Profit Earned
RM625
OCBC Al-Amin Fixed Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
Yes
Profit Earned
RM625

Bank Islam Term Deposit-i Tawarruq
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
HSBC Amanah Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
Yes
Profit Earned
RM625
Bank Rakyat Term Deposit Account-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Maybank Islamic Fixed Deposit–i
Profit Rate
2.45% p.a.
Early Withdrawal
Yes
Profit Earned
RM612.50
CIMB Islamic Fixed Return Income Account-i Maturity Returns
Profit Rate
2.45% p.a.
Early Withdrawal
Yes
Profit Earned
RM612.50
AmBank Islamic Am50Plus Term Deposit-i
Profit Rate
2.45% p.a.
Early Withdrawal
No
Profit Earned
RM612.50

CIMB Islamic Fixed Return Investment Account-i - WhyWait
Profit Rate
2.45% p.a.
Early Withdrawal
No
Profit Earned
RM612.50
AmBank Islamic Term Deposit-i
Profit Rate
2.45% p.a.
Early Withdrawal
Yes
Profit Earned
RM612.50
Public Bank Islamic Term Deposit-i
Profit Rate
2.4% p.a.
Early Withdrawal
No
Profit Earned
RM600
Maybank Islamic Prosperous Now! Account-i
Profit Rate
2.35% p.a.
Early Withdrawal
Yes
Profit Earned
RM587.50
KFH Junior International Commodity Murabahah Deposit-i
Profit Rate
2.33% p.a.
Early Withdrawal
Yes
Profit Earned
RM582.50
KFH International Commodity Murabahah Deposit-i
Profit Rate
2.33% p.a.
Early Withdrawal
No
Profit Earned
RM582.50
Hong Leong Islamic e-Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Junior Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Affin Islamic Term Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
AmBank Islamic Afdhal Term Deposit-i
Profit Rate
1.95% p.a.
Early Withdrawal
Yes
Profit Earned
RM487.50

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