Credit Cards: Compare the best credit cards
Sign-up Offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No Annual Fee Credit Cards: Why pay more than you have to?
Cashback Credit Cards: Cashback credit cards convert money you spend into rebates
Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic Credit Cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel Credit Cards: Airmiles and overseas travel deals

Personal Loans: Borrow at the lowest interest rate
Home Loans: Be sure you're getting the best deal
Car Loans: New or used we got you covered
Easy Payment Plans: Buy with easy monthly instalments
Business Loans: Fund your next business venture
Buy Now Pay Later: Shop and pay later with zero-interest installments

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings
Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment
Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits

Online Share Trading: Diversify your portfolio with online trading
Wealth Management: Start managing your wealth

E-Wallets: Spend seamlessly using mobile E-Wallets

Home Broadband: Enjoy fast and reliable home broadband for seamless connectivity

All Articles: Important money tips and tricks
Banking Basics: Learn personal finance
Insurance Guides: Everything you need to know about insurance
Income Tax Calculator: Tools and FAQ guied for tax e-filing

About Us: We are your personal finance heroes
Contact Us: We’re always here to help
Testimonials: Here's what our customers say about us
Work with Us: Come work for the team that's helping Malaysians get more for their money
Terms and Conditions: Read and understand our Terms of Use, Privacy Policy, and Credit Reporting Agency Terms and Conditions
RinggitPlus On WhatsApp: Learn how we use WhatsApp to make applying easier and how to connect with our official accounts
Advertise with Us: Power your marketing goals with data-driven solutions designed to boost reach, engagement and conversions

Copyright © 2025 Jirnexu Sdn Bhd. All rights reserved.

Best Islamic Fixed Deposits in Malaysia 2025

Predetermined profit sharing and Murabahah (cost+sale) may allow you to enjoy the benefit of investing in a fixed deposit account without compromise. Compare Islamic Term Deposits, study the fine print, find the investment product that matches your principles.

Wondering what the rates are for other deposits? Check out the tenures below

Agrobank Fixed Return Islamic Account-i (FRIA-i)
Profit Rate
3.3% p.a.
Early Withdrawal
No
Profit Earned
RM825
Al-Rajhi Commodity Murabahah Term Deposit-i
Profit Rate
2.85% p.a.
Early Withdrawal
Yes
Profit Earned
RM712.50
Agrobank Fixed Return Islamic Account-i (FRIA-i) 45Plus
Profit Rate
2.78% p.a.
Early Withdrawal
No
Profit Earned
RM695
Alliance Islamic Term Deposit-i
Profit Rate
2.65% p.a.
Early Withdrawal
Yes
Profit Earned
RM662.50
UOB Fixed Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
No
Profit Earned
RM650
BSN Term Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
No
Profit Earned
RM650

MBSB Junior Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
MBSB Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Standard Chartered Saadiq Term Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Bank Muamalat Fixed Term Account-i
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
RHB Islamic Commodity Murabahah Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
Yes
Profit Earned
RM625
OCBC Al-Amin Fixed Deposit-i
Profit Rate
2.5% p.a.
Early Withdrawal
Yes
Profit Earned
RM625

Bank Islam Term Deposit-i Tawarruq
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Bank Rakyat Term Deposit-i Account
Profit Rate
2.5% p.a.
Early Withdrawal
No
Profit Earned
RM625
Maybank Islamic Fixed Deposit–i
Profit Rate
2.45% p.a.
Early Withdrawal
Yes
Profit Earned
RM612.50
HSBC Amanah Term Deposit-i
Profit Rate
2.45% p.a.
Early Withdrawal
Yes
Profit Earned
RM612.50
Ambank Islamic AmTDPlus-i
Profit Rate
2.45% p.a.
Early Withdrawal
No
Profit Earned
RM612.50
AmBank Islamic Term Deposit-i
Profit Rate
2.45% p.a.
Early Withdrawal
Yes
Profit Earned
RM612.50

CIMB Islamic Maturity Returns Fixed Deposit-i (FD-i)
Profit Rate
2.4% p.a.
Early Withdrawal
Yes
Profit Earned
RM600
Public Bank Islamic Term Deposit-i
Profit Rate
2.4% p.a.
Early Withdrawal
No
Profit Earned
RM600
CIMB Islamic Fixed Deposit-i (Why Wait)
Profit Rate
2.4% p.a.
Early Withdrawal
No
Profit Earned
RM600
Maybank Islamic Prosperous Now Account-i
Profit Rate
2.35% p.a.
Early Withdrawal
Yes
Profit Earned
RM587.50
KFH Junior International Commodity Murabahah Deposit-i
Profit Rate
2.33% p.a.
Early Withdrawal
Yes
Profit Earned
RM582.50
KFH International Commodity Murabahah Deposit-i
Profit Rate
2.33% p.a.
Early Withdrawal
No
Profit Earned
RM582.50
Hong Leong Islamic e-Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Junior Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
AFFIN ISLAMIC Term Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
AmBank Islamic Afdhal Term Deposit-i
Profit Rate
1.95% p.a.
Early Withdrawal
Yes
Profit Earned
RM487.50

✕