Credit Cards: Compare the best credit cards
Sign-up Offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No Annual Fee Credit Cards: Why pay more than you have to?
Cashback Credit Cards: Cashback credit cards convert money you spend into rebates
Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic Credit Cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel Credit Cards: Airmiles and overseas travel deals

Personal Loans: Borrow at the lowest interest rate
Home Loans: Be sure you're getting the best deal
Car Loans: New or used we got you covered
Easy Payment Plans: Buy with easy monthly instalments
Business Loans: Fund your next business venture

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings
Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment
Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits
Wealth Management: Start managing your wealth

Buy Now Pay Later: Shop and pay later with zero-interest installments

All Articles: Important money tips and tricks
Banking Basics: Learn personal finance
Insurance Guides: Everything you need to know about insurance
Income Tax Calculator: Tools and FAQ guied for tax e-filing

About Us: We are your personal finance heroes
Contact Us: Learn personal finance
Testimonials: Here's what our customers say about us
Work with Us: Come work for the team that's helping Malaysians get more for their money
Terms and Conditions: Read and understand our Terms of Use, Privacy Policy, and Credit Reporting Agency Terms and Conditions below.

Copyright © 2023 Jirnexu Sdn Bhd. All rights reserved.

Best Islamic Fixed Deposits in Malaysia 2023

Predetermined profit sharing and Murabahah (cost+sale) may allow you to enjoy the benefit of investing in a fixed deposit account without compromise. Compare Islamic Term Deposits, study the fine print, find the investment product that matches your principles.

Agrobank Fixed Return Investment Account-i
Profit Rate
3.1% p.a.
Early Withdrawal
No
Profit Earned
RM775
Bank Rakyat Term Deposit Account-i
Profit Rate
3% p.a.
Early Withdrawal
No
Profit Earned
RM750
MBSB Junior Term Deposit-i
Profit Rate
2.95% p.a.
Early Withdrawal
No
Profit Earned
RM737.50
MBSB Term Deposit-i
Profit Rate
2.95% p.a.
Early Withdrawal
No
Profit Earned
RM737.50
Bank Muamalat Fixed Term Account-i
Profit Rate
2.95% p.a.
Early Withdrawal
No
Profit Earned
RM737.50
BSN Term Deposit-i
Profit Rate
2.85% p.a.
Early Withdrawal
No
Profit Earned
RM712.50

Alliance Islamic Term Deposit-i
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
Maybank Islamic Fixed Deposit–i
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
CIMB Islamic Fixed Return Income Account-i Maturity Returns
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
RHB Islamic Commodity Murabahah Deposit-i
Profit Rate
2.75% p.a.
Early Withdrawal
Yes
Profit Earned
RM687.50
Bank Islam Term Deposit-i
Profit Rate
2.75% p.a.
Early Withdrawal
Yes
Profit Earned
RM687.50
Public Bank Islamic Term Deposit-i
Profit Rate
2.75% p.a.
Early Withdrawal
No
Profit Earned
RM687.50

Maybank Islamic Prosperous Now! Account-i
Profit Rate
2.7% p.a.
Early Withdrawal
Yes
Profit Earned
RM675
Affin Islamic Term Deposit-i
Profit Rate
2.7% p.a.
Early Withdrawal
Yes
Profit Earned
RM675
Standard Chartered Saadiq Term Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
No
Profit Earned
RM650
HSBC Amanah Term Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
Yes
Profit Earned
RM650
Agrobank Fixed Return Investment Account-i 45 Plus
Profit Rate
2.58% p.a.
Early Withdrawal
No
Profit Earned
RM645
OCBC Al-Amin Fixed Deposit-i
Profit Rate
2.55% p.a.
Early Withdrawal
Yes
Profit Earned
RM637.50

UOB Fixed Deposit-i
Profit Rate
2.45% p.a.
Early Withdrawal
No
Profit Earned
RM612.50
KFH Junior International Commodity Murabahah Deposit-i
Profit Rate
2.43% p.a.
Early Withdrawal
Yes
Profit Earned
RM607.50
KFH International Commodity Murabahah Deposit-i
Profit Rate
2.43% p.a.
Early Withdrawal
No
Profit Earned
RM607.50
Al-Rajhi Term Deposit-i
Profit Rate
2.4% p.a.
Early Withdrawal
Yes
Profit Earned
RM600
AmBank Islamic Am50Plus Term Deposit-i
Profit Rate
2.4% p.a.
Early Withdrawal
No
Profit Earned
RM600
AmBank Islamic Term Deposit-i
Profit Rate
2.4% p.a.
Early Withdrawal
Yes
Profit Earned
RM600
Hong Leong Islamic Online Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Junior Term Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Term Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
AmBank Islamic Afdhal Term Deposit-i
Profit Rate
1.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM450

✕

Wondering what the rates are for other deposits? Check out the tenures below