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Best Islamic Fixed Deposits in Malaysia 2023

Predetermined profit sharing and Murabahah (cost+sale) may allow you to enjoy the benefit of investing in a fixed deposit account without compromise. Compare Islamic Term Deposits, study the fine print, find the investment product that matches your principles.

Agrobank Fixed Return Investment Account-i
Profit Rate
3.3% p.a.
Early Withdrawal
No
Profit Earned
RM825
Bank Rakyat Term Deposit Account-i
Profit Rate
3.25% p.a.
Early Withdrawal
No
Profit Earned
RM812.50
MBSB Junior Term Deposit-i
Profit Rate
3.2% p.a.
Early Withdrawal
No
Profit Earned
RM800
MBSB Term Deposit-i
Profit Rate
3.2% p.a.
Early Withdrawal
No
Profit Earned
RM800
Bank Muamalat Fixed Term Account-i
Profit Rate
3.2% p.a.
Early Withdrawal
No
Profit Earned
RM800
BSN Term Deposit-i
Profit Rate
3.1% p.a.
Early Withdrawal
No
Profit Earned
RM775

Alliance Islamic Term Deposit-i
Profit Rate
3.05% p.a.
Early Withdrawal
Yes
Profit Earned
RM762.50
Bank Islam Term Deposit-i
Profit Rate
3% p.a.
Early Withdrawal
Yes
Profit Earned
RM750
Affin Islamic Term Deposit-i
Profit Rate
2.95% p.a.
Early Withdrawal
Yes
Profit Earned
RM737.50
Al-Rajhi Term Deposit-i
Profit Rate
2.85% p.a.
Early Withdrawal
Yes
Profit Earned
RM712.50
Standard Chartered Saadiq Term Deposit-i
Profit Rate
2.85% p.a.
Early Withdrawal
No
Profit Earned
RM712.50
HSBC Amanah Term Deposit-i
Profit Rate
2.85% p.a.
Early Withdrawal
Yes
Profit Earned
RM712.50

RHB Islamic Commodity Murabahah Deposit-i
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
OCBC Al-Amin Fixed Deposit-i
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
Maybank Islamic Fixed Deposit–i
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
CIMB Islamic Fixed Return Income Account-i Maturity Returns
Profit Rate
2.8% p.a.
Early Withdrawal
Yes
Profit Earned
RM700
Agrobank Fixed Return Investment Account-i 45 Plus
Profit Rate
2.78% p.a.
Early Withdrawal
No
Profit Earned
RM695
Maybank Islamic Prosperous Now! Account-i
Profit Rate
2.7% p.a.
Early Withdrawal
Yes
Profit Earned
RM675

Public Bank Islamic Term Deposit-i
Profit Rate
2.7% p.a.
Early Withdrawal
No
Profit Earned
RM675
UOB Fixed Deposit-i
Profit Rate
2.6% p.a.
Early Withdrawal
No
Profit Earned
RM650
AmBank Islamic Am50Plus Term Deposit-i
Profit Rate
2.55% p.a.
Early Withdrawal
No
Profit Earned
RM637.50
AmBank Islamic Term Deposit-i
Profit Rate
2.55% p.a.
Early Withdrawal
Yes
Profit Earned
RM637.50
KFH Junior International Commodity Murabahah Deposit-i
Profit Rate
2.43% p.a.
Early Withdrawal
Yes
Profit Earned
RM607.50
KFH International Commodity Murabahah Deposit-i
Profit Rate
2.43% p.a.
Early Withdrawal
No
Profit Earned
RM607.50
Hong Leong Islamic Online Fixed Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Junior Term Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
Hong Leong Islamic Term Deposit-i
Profit Rate
2.3% p.a.
Early Withdrawal
Yes
Profit Earned
RM575
AmBank Islamic Afdhal Term Deposit-i
Profit Rate
1.95% p.a.
Early Withdrawal
Yes
Profit Earned
RM487.50

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Wondering what the rates are for other deposits? Check out the tenures below