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Best Long Term Fixed Deposits in Malaysia 2024

Choose a longer term deposit account and you could benefit from higher interest rates and get a greater return on your investment. Compare Malaysia's best long term fixed deposit accounts and enjoy peace of mind, knowing exactly what your savings will be worth when you need them.

Wondering what the rates are for other deposits? Check out the tenures below

Bank of China Fixed Deposit Account
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM762.50
India International Bank Fixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM762.50
Alliance Bank Fixed Deposit
Interest Rate
2.75% p.a.
Early Withdrawal
No
Interest Earned
RM687.50
BSN Term Deposit
Interest Rate
2.7% p.a.
Early Withdrawal
No
Interest Earned
RM675
Standard Chartered Fixed Deposit
Interest Rate
2.65% p.a.
Early Withdrawal
No
Interest Earned
RM662.50
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM650

UOB Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM650
OCBC MYR Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM650
HSBC Time Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM650
Public Bank eFixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
No
Interest Earned
RM625
Maybank eFixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM625
Maybank Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM625

RHB Ordinary Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM625
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM625
CIMB Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM625
AmBank Am50 Plus
Interest Rate
2.45% p.a.
Early Withdrawal
No
Interest Earned
RM612.50
AmBank Conventional Fixed Deposit
Interest Rate
2.45% p.a.
Early Withdrawal
No
Interest Earned
RM612.50
Hong Leong Priority Banking Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM600

Hong Leong e-Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM575
Hong Leong Senior Savers Flexi FD
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM575
Hong Leong Junior Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM575
Hong Leong Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM575
Affin Bank Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM575

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