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Best Long Term Fixed Deposits in Malaysia 2026

Choose a longer term deposit account and you could benefit from higher interest rates and get a greater return on your investment. Compare Malaysia's best long term fixed deposit accounts and enjoy peace of mind, knowing exactly what your savings will be worth when you need them.

Wondering what the rates are for other deposits? Check out the tenures below

Hong Leong Priority Banking Premium Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM600
Alliance Bank Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
No
Interest Earned
RM600
UOB Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
No
Interest Earned
RM587.50
BSN Term Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
No
Interest Earned
RM587.50
Bank of China Fixed Deposit Account
Interest Rate
2.25% p.a.
Early Withdrawal
No
Interest Earned
RM562.50
Public Bank Golden 50 PLUS Fixed Deposit Account
Interest Rate
2.15% p.a.
Early Withdrawal
No
Interest Earned
RM537.50

Maybank Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM525
HSBC Time Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM525
Ambank AmFDPlus
Interest Rate
2.05% p.a.
Early Withdrawal
No
Interest Earned
RM512.50
Public Bank eFixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
No
Interest Earned
RM512.50
Hong Leong eFixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Maybank eFixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50

Hong Leong Senior Savers Flexi FD
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Hong Leong Junior Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Standard Chartered Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
No
Interest Earned
RM512.50
RHB Ordinary Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
OCBC MYR Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50

Hong Leong Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
CIMB Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
AmBank Conventional Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
No
Interest Earned
RM512.50
AFFIN Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50

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