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Best Long Term Fixed Deposits in Malaysia 2023

Choose a longer term deposit account and you could benefit from higher interest rates and get a greater return on your investment. Compare Malaysia's best long term fixed deposit accounts and enjoy peace of mind, knowing exactly what your savings will be worth when you need them.

BSN Term Deposit
Interest Rate
3.1% p.a.
Early Withdrawal
No
Interest Earned
RM775
Bank of Nova Scotia Fixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM762.50
Bank of China Fixed Deposit Account
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM762.50
Maybank eFixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM762.50
India International Bank Fixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM762.50
Maybank Fixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM762.50

CIMB Unfixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM762.50
Alliance Bank Fixed Deposit
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM762.50
RHB Ordinary Fixed Deposit
Interest Rate
3% p.a.
Early Withdrawal
Yes
Interest Earned
RM750
Affin Bank Fixed Deposit
Interest Rate
2.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM737.50
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
2.9% p.a.
Early Withdrawal
No
Interest Earned
RM725
Standard Chartered Fixed Deposit
Interest Rate
2.85% p.a.
Early Withdrawal
No
Interest Earned
RM712.50

HSBC Time Deposit
Interest Rate
2.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM712.50
Public Bank eFixed Deposit
Interest Rate
2.8% p.a.
Early Withdrawal
No
Interest Earned
RM700
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.8% p.a.
Early Withdrawal
Yes
Interest Earned
RM700
OCBC MYR Fixed Deposit
Interest Rate
2.8% p.a.
Early Withdrawal
Yes
Interest Earned
RM700
UOB Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM650
AmBank Am50 Plus
Interest Rate
2.48% p.a.
Early Withdrawal
No
Interest Earned
RM620

AmBank Conventional Fixed Deposit
Interest Rate
2.48% p.a.
Early Withdrawal
No
Interest Earned
RM620
Hong Leong Priority Banking Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM575
Hong Leong e-Fixed Deposit
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM550
Hong Leong Senior Savers Flexi FD
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM550
Hong Leong Junior Fixed Deposit
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM550
Hong Leong Fixed Deposit
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM550

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Wondering what the rates are for other deposits? Check out the tenures below