RinggitPlus Guides
Smart tips and handy tools to help you choose the right financial products
Personal Loan Guides
Learn the essentials before you apply.
Personal Loan Guide
Let us be your guide to your perfect loan match
Why your loan application was rejected
Understand the reasons behind loan rejections and how you can turn things around
How Debt Service Ratio (DSR) Affects Your Loan Approval
How to calculate, improve, and manage your DSR for better loan approval chances
Credit Scores: What They Are and Why They Matter
Understand how credit scores work and how to build or repair yours
Understand Personal Loans
How to decide if a personal loan fits your financial situation or if there’s a better option
Personal Finance Guides
Stretch your ringgit further with practical guides on cards, loans, insurance, and savings
Historical EPF Dividend Rates
Check EPF dividend rates 2013 to 2025 (Simpanan Konvensional and Simpanan Shariah)
PTPTN Loan: Eligibility, How to Apply, and Repayment
Complete overview of PTPTN loan from requirements and application to repayment rules
Balance Transfers vs Easy Payment Plans: When To Use Each
Learn when to use a Balance Transfer and Easy Payment Plan (EPP) to clear debt
Insurance Basics For Malaysians
A beginner's guide to Malaysian insurance types, rules, and application steps