Personal Finance Guides
Stretch your ringgit further with practical guides on cards, loans, insurance, and savings.
Managing Your BNPL Fees, Missed Payments, and Credit Record
Understand the BNPL fees, credit reporting, and what to do if you miss a payment.
Getting Your CCRIS Report From Bank Negara Malaysia
How to get your CCRIS report for free through eCCRIS, AKPK, or eLINK
How To Read Your CCRIS Report
Learn how to read your CCRIS report, from credit accounts to repayment history
What You Should Know Before Using Buy Now, Pay Later
Thinking of using BNPL? Check the costs, fees and repayments first.
How To Escalate A Complaint Against Your Bank
How to write a bank complaint letter and escalate it if the bank doesn't reply
Before You Ask For A Salary Advance
Understand salary advance limits, repayment and what your employer can deduct.
Standing Instruction Or Direct Debit For Rent, TNB, And Insurance
Avoid missed payments, unexpected charges and bill payment mistakes.