What makes A-Life Cancer360 different from other critical illness insurance?
One of the top leading causes of death in the world, the risks of cancer can become real one day for anyone - from all walks of live, no matter their age group.
A-Life Cancer360 is your financial security policy from the risks of cancer and the expensive costs for treatment. Starting from early stage cancer till recovery, you'll be guaranteed the extra financial backing that you'll need to take the next step, from treatment to recovery.
How much will I be insured for?
This policy gives you the flexibility to choose your own sum assured from RM50,000 up to RM300,000. Safe from cancer till the age of 80? You'll still be entitled to the full 100% of the sum assured in your policy!
How does the benefit payout work?
If you are diagnosed with early stage cancer such as carcinoma in-situ, early prostrate cancer and early thyroid cancer just to list a few, a one-off payment of 30% of your sum assured will be given to you. On top of that, you'll receive 10% of the sum assured as a recovery reward once on the 6th and 12th month after your early stage cancer detection.
Your sum assured will also reset to 100% on the 12th month, so all claims made during early stage cancer and the recovery reward will be cleared away. That being said, if you make a claim within 12 months from the date of your early state cancer diagnosis, you will only be entitled to the amount minus any benefit paid previously.
Should you be diagnosed with cancer AIA will disbursed the full value of your sum assured, plus an extended recovery income of 10% your sum assured every year for 5 years.
Who is eligible to apply for A-Life Cancer360?
Anyone above 14 days of age and below 60 years old are eligible for this cancer insurance policy. Once you've purchase a policy you may renew it until the age of 80 years.
How much do I have to pay for my premiums?
Your premium is determined by a number of underwriting factors including age, medical history, occupation and other factors as required by AIA so it will vary from one individual to another.