AIA

Underwritten by AIA Bhd.

AIA A-Life Critical Shield

A critical illness policy that will have you covered up to the age of 85. Your protection will increase as you progress through life, and you won't need to pay for premiums your entire protection term.

    • Non-Increasing Premiums
    • Income Tax Relief
    • No Claim Bonus
    • Refund Within 15 Days Cancellation
    • RM15000 Minimum Sum Assured

Get protected now with AIA A-Life Critical Shield

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Contact Info

Who do I contact for any inquiries?

AIA Customer Care Hotline
  •  1300881899
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Not Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Not Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Not Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 14 days of age
    Maximum Age
    At most 60 years of age

    Frequently Asked Questions about AIA A-Life Critical Shield

    Things you might want to know

    How long is the coverage period for AIA A-Life Critical Shield?

    You will have all the benefits of this critical illness plan until you reach the age of 85 while the last entry age is 60 years old. 

    The best part is that your protection sum assured will increase throughout the years with A-Life Critical Shield, up to 100% of your initial sum assured.

    What are other main benefits for this critical illness plan?

    Comprehensive protection plan - You are protected against all 36 critical illnesses, such as cancer, heart attack, and Hepatitis.

    Limited premium payment term - You will only need to pay your premiums for 20 years or until you reach the age of 55, whichever is longer.

    Dividend payouts - You can start earning a profit on your policy with non-guaranteed annual dividends and terminal dividends.

    Will I be covered against death and permanent disability?

    Yes, on top of all other benefits, your family members will be able to claim for compensation in the event of your death, or total and permanent disability.

    How do I submit a claim to AIA?

    You will need the following:

    1. Claimant Statement
    2. Physician’s Statement (by disease type)
    3. Certified Medical Test Results e.g. MRI/ CT Scan, Dialysis card, Biopsy / Histopathology report
    4. 5 copies of Consent Form and Patient’s card
    5. Policy Contract (if any)

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