AIA A-Plus Critical Care

AIA A-Plus Critical Care can be attached to a Life basic plan or an investment-linked insurance plan, with coverage for all 36 critical illnesses.

AIA A-Plus Critical Care
Min Sum Covered
No. of Illness
Entry Age
14 days - 60 years
Max Cover Age
100 years
Early Stage Coverage


What can I claim from this insurance policy?

  • Cancer
Major Organ Failure
  • End-stage Kidney Disease
  • Bone Marrow Transplant
  • Medullary Cystic Disease
  • End-Stage Liver Disease
  • End-Stage Lung Disease
  • Fulminant Viral Hepatitis
  • Primary Pulmonary Arterial Hypertension
  • Chronic Aplastic Anemia
  • Terminal Illness
  • Major Organ Transplant
Heart Related
  • Heart Attack
  • Other Serious Coronary Artery Disease
  • Heart Valve Surgery
  • Surgery To Aorta
  • Severe Cardiomyopathy
  • Coronary Artery Bypass Surgery
  • Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
Brain Related
  • Brain Surgery
  • Benign Brain Tumor
  • Coma
  • Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
  • Loss Of Independent Existence
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Paralysis Or Paraplegia
  • Parkinson's Disease
  • Stroke
Infection Related
  • Bacterial Meningitis
  • Encephalitis
  • HIV Due To Blood Transfusion
  • Full Blown AIDS
Accident Related
  • Major Burns
  • Major Head Trauma
Sensory Loss
  • Deafness Or Total Loss Of Hearing
  • Loss Of Speech
  • Blindness Or Total Loss Of Sight

Contact Info

Who do I contact for any inquiries?

AIA Customer Care Hotline
AIA Hotline


Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 60 years of age
Coverage Expiry Age
At most 100 years of age

More Information

Who is eligible to sign up for AIA A-Plus Critical Care?

You can insure a child as young as 14 days old, up until the ripe old age of 60! 

You can be insured with AIA A-Plus Critical Care for a minimum of RM10,000.

How can I make an insurance claim to AIA insurance Malaysia?

To make a claim for any of the 36 critical illnesses to AIA insurance Malaysia, you will need the following documents:

  1. Claimant Statement – Critical Illness and Female Product Claim
  2. Physician’s Statement (by disease type)
  3. Medical Test Results e.g. MRI/ CT Scan, Dialysis card, Biopsy / Histopathology report (Please refer to the checklist in Claimant Statement for relevant medical test results)
  4. Policyholder's Identification Card
  5. 5 copies of Consent Form and Patient’s card
  6. Policy Contract

For diseases concerning your coronary arteries, such as Angioplasty, you will be able to claim only 10% of the sum assured, which is subject to a maximum of RM25,000.

Can I attach this critical illness insurance rider with a life insurance plan?

Yes, you will be able to attach this critical illness insurance as an optional rider to a Traditional Life basic plan or even an Investment-Linked Insurance Plan.

By doing so, you can extend your coverage term up to the age of 70 or 100, or the expiry of your life insurance plan, whichever is sooner.

How long do I need to pay my AIA A-Plus Critical Care premiums?

For the AIA A-Plus Critical Care, you will have to constantly pay a premium until the expiry of the coverage term, or the expiry of your basic life or investment-linked plan, whichever comes first. 

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