AIA

Underwritten by AIA Bhd.

AIA A-Plus Critical Care

This CI policy can be attached to a Life basic plan or an investment-linked insurance plan, with coverage for all 36 critical illnesses. Have complete peace of mind with the AIA A-Plus Critical Care.

    • Income Tax Relief
    • No Claim Bonus
    • Multiple Illness Claims
    • Early Stage Illness Payout
    • Refund Within 15 Days Cancellation
    • RM10000 Minimum Sum Assured

Get protected now with AIA A-Plus Critical Care

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Contact Info

Who do I contact for any inquiries?

AIA Customer Care Hotline
  •  1300881899
  • AIA Hotline
  •  +60320561111
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Not Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Not Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 14 days of age
    Maximum Age
    At most 60 years of age

    Frequently Asked Questions about AIA A-Plus Critical Care

    Things you might want to know

    Who is eligible to sign up for this product?

    You can insure a child as young as 14 days old, up until the ripe old age of 60! You can be insured with AIA for a minimum of RM10,000.

    How can I make a claim with AIA?

    To make a claim for any of the 36 critical illnesses, you will need the following documents:

    1. Claimant Statement – Critical Illness and Female Product Claim
    2. Physician’s Statement (by disease type)
    3. Medical Test Results e.g. MRI/ CT Scan, Dialysis card, Biopsy / Histopathology report (Please refer to the checklist in Claimant Statement for relevant medical test results)
    4. Policyholder's Identification Card
    5. 5 copies of Consent Form and Patient’s card
    6. Policy Contract

    For diseases concerning your coronary arteries, such as Angioplasty, you will be able to claim only 10% of the sum assured, which is subject to a maximum of RM25,000.

    Can I attach this policy with a life insurance plan?

    Yes, you will be able to attach the AIA A-Plus Critical Care as an optional rider to a Traditional Life basic plan or even an Investment-Linked Insurance Plan.

    By doing so, you can extend your coverage term up to the age of 70 or 100, or the expiry of your life insurance plan, whichever is sooner.

    How long do I need to pay my premiums?

    For the AIA A-Plus Critical Care, you will have to constantly pay a premium until the expiry of the coverage term, or the expiry of your basic life or investment-linked plan, whichever comes first.

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