AIA

Underwritten by AIA Bhd.

AIA A-Plus Multi Critical Care

A special CI plan that allows for multiple claims for a critical illness, which includes up to 2 cancer claims. Up to 100% of your sum assured can be received for each claim.

    • Income Tax Relief
    • No Claim Bonus
    • Multiple Illness Claims
    • Refund Within 15 Days Cancellation
    • RM5000 Minimum Sum Assured

Get protected now with AIA A-Plus Multi Critical Care

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Contact Info

Who do I contact for any inquiries?

AIA Customer Care Hotline
  •  1300881899
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Not Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 14 days of age
    Maximum Age
    At most 60 years of age

    Frequently Asked Questions about AIA A-Plus Multi Critical Care

    Things you might want to know

    What are the highlights of AIA A-Plus Multi Critical Care?

    Many people suffer from disease relapse such as cancer or a heart attack when the least expect it! With the A-Plus Multi Critical Care rider, you will have continuous coverage even after a claim is made.

    You can make up to 3 critical illness claims for all 36 major illnesses - 100% of your rider sum assured is payable for each claim.

    Care to explain how the multiple claims work?

    Okay, only 1 claim is payable under each illness group, excluding cancer. 

    For Cancer, you can claim for up to 2 times, subject to a maximum of 3 claims. 125% of your basic sum assured is payable for each Cancer claim.

    But be aware that your second diagnosis must occur at least 5 years after the first claim, and cannot be the same type of Cancer.

    How old must I be to apply for this critical illness benefit?

    This AIA critical illness rider is available to those at least 14 days to 60 years of age. You can be covered up to the age of 85 or expiry of your insurance plan, whichever is earlier.

    How much do I have to pay for this insurance?

    The amount payable is determined by your age and health risk - more specifically, your status as a smoker. AIA will inform you a 3 months notice prior to your next policy anniversary if there is any change to your payments.

    How do I make a claim to AIA?

    Below is a list of documents that you will need to provide AIA when submitting a claim:

    1. Claimant Statement
    2. Physician’s Statement (by disease type)
    3. Certified Medical Test Results
    4. Certified IC of the Assured
    5. 5 copies of Consent Form and Patient’s card
    6. Policy Contract

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