What are the highlights of AIA A-Plus Multi Critical Care?
Many people suffer from disease relapse such as cancer or a heart attack when the least expect it.
With AIA A-Plus Multi Critical Care rider, you will have continuous coverage even after a claim is made.
You can make up to 3 critical illness claims for all 36 major illnesses - 100% of your rider sum assured is payable for each claim.
How do the multiple claims in this AIA insurance work?
In this AIA insurance, only 1 claim is payable under each illness group - excluding cancer.
For Cancer, you can make up to 2 insurance claims, subject to a maximum of 3 claims. 125% of your basic sum assured is payable for each Cancer claim.
But be aware that your second diagnosis must occur at least 5 years after the first claim, and cannot be the same type of Cancer.
How old must I be to apply for this critical illness insurance?
This critical illness insurance rider is available to those at least 14 days to 60 years of age.
You can be covered up to the age of 85 or expiry of your health insurance plan, whichever is earlier.
How do I make a claim to AIA insurance Malaysia?
Below is a list of documents that you will need to provide AIA insurance Malaysia when submitting a claim:
- Claimant Statement
- Physician’s Statement (by disease type)
- Certified Medical Test Results
- Certified IC of the Assured
- 5 copies of Consent Form and Patient’s card
- Policy Contract
How much is my AIA A-Plus Multi Critical Care premium?
The amount payable is determined by your age and health risk - more specifically, your status as a smoker.
AIA will inform you 3 months' notice prior to your next policy anniversary if there is any change to your AIA A-Plus Multi Critical Care payments.