What is the AXA Affin 110 CI Care about?
In essence, this critical illness insurance policy from AXA will have you covered for up to 110 events for all 36 critical illnesses. Additional perks would include complimentary second medical opinion before undergoing surgery, and psychological counselling services.
There will be no waiting period between claims.
How much can I claim with the AXA Affin 110 CI Care?
The cash amount that you are entitled to receive will depend on the severity of your illness. Your claims can be divided into 3 categories as shown below:
Early Stage - 30% of your sum insured
Intermediate Stage - 60% of your sum insured minus any prior claims from the same critical illness category
Advanced Stage - 100% of your sum insured minus the total claim previously from early and intermediate stage.
Additional coverage for Angioplasty and other major coronary artery disease, AXA Affin will pay you an extra 10% of the 110 CI Care sum insured.
How do I make a claim?
To make a claim, all you have to do is call the AXA Affin Hotline at 1-300-88-1616, available from Monday to Friday. A representative will be available to help you out regarding any claims or inquiries.
How much and how long do I need to pay my premiums?
When you attach the 110 CI Care to a traditional plan, your premiums will be payable until the expiration of this rider or when you cancel your basic plan. Similarly, if you choose to attach your 110 CI Care to an Investment-linked plan, you will have to pay insurance charges until your rider expires or when you terminate your basic insurance plan.
Your quoted premium amount will largely depend on your age, gender, smoking status, and your overall health condition. If you supplement a traditional plan with the 110 CI Care, your premium will be based solely on your entry age, and will be level throughout your policy term.
What is the waiting period when making an illness claim?
The waiting period will differ based on the type of critical illness that you suffer from:
|Waiting Period||Type of Critical Illness|
|60 days||Cancer, Heart Attack, Coronary Artery Disease for advanced stage|
Early stage critical illness events
Intermediate stage critical illness events
Angioplasty and Other Invasive Treatments for Major
Coronary Artery Disease
|30 days||Advanced stage of all other critical illness events not mentioned above|