What is AXA Affin AssureCare about?
AXA Affin AssureCare is designed to put in place a comprehensive set of financial options to help you overcome a life changing illness such as cancer or a stroke - you will have access to the financial support that you need to put you on the path to recovery. Other benefits include dividend payments, guaranteed level premium, and extra coverage for your first three children.
You will receive a guaranteed lump sum benefit if you are diagnosed with one of the covered 36 critical illnesses to put you on the path to recovery. Recognizing that total & permanent disability can be just as devastating, you will have access to the lump sum benefit should it occur first before the age of 60.
Sounds Good. Explain in detail these key benefits?
- Rehabilitation Aid - AXA Affin AssureCare will provide additional financial help, 20% of the basic sum insured per year for 5 years. If you make a full recovery within those 5 years, you will still be entitled to the money.
- Dividend Earnings - Beginning from the 3rd policy year, you may receive cash dividends annually, and you can choose to deposit them into a supplementary fund. This fund is further supplemented by potentially additional terminal dividends.
- Child Protection - AXA Affin will provide additional critical illness coverage for your first 3 children until they reach 17 years old. This is an amount on top of your basic insured amount or up to a maximum of RM25,000 per child.
Can I get a refund if I cancel my policy?
You may return the policy and request the cancellation of the policy within 15 days from the date the policy is delivered to you. AXA Affin will refund the premium paid less any medical expenses you have claimed for.
Does this CI policy include death benefits?
legacy fund for your loved ones Should the unfortunate event of death occurring first, the guaranteed lump sum benefit plus all the accruing benefits of accumulated annual dividends and terminal dividends will then be channeled to your loved ones.
Will my premium increase during my policy term?
Your premiums are fixed and guaranteed to remain the same throughout the entire duration of your policy to lessen the burden on your finances.
How do I make a claim?
Make a call to AXA Affin Hotline at 1-300-88-1616, available from Monday to Friday. A representative will be available to help you out regarding any claims or inquiries.