AXA Affin

Underwritten by AXA Affin Life Insurance Berhad

AXA Affin Critical Illness

Whether it's Alzheimer’s or Parkinson’s disease, you can never be too prepared for such unfortunate consequences. Get covered whenever you are struck with one of the 36 major critical illnesses now.

    • Non-Increasing Premiums
    • Income Tax Relief
    • Multiple Illness Claims
    • RM10000 Minimum Sum Assured

Get protected now with AXA Affin Critical Illness

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Contact Info

Who do I contact for any inquiries?

AXA Affin Customer Care Hotline
  •  1300881616
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Not Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 15 days of age
    Maximum Age
    At most 65 years of age

    Frequently Asked Questions about AXA Affin Critical Illness

    Things you might want to know

    What is AXA Affin Critical Illness?

    AXA Affin's Critical Illness policy will ensure that you have access to enough funds to help you with your treatment and recovery for a critical illness. At a glance, there are a few key benefits for this insurance policy. First of all, you will have the choice of 2 different critical illness riders as add-ons according to your needs and affordability:

    • Critical Illness Rider - additional cover that does not effect your basic protection
    • Accelerated Critical Illness Rider - advances your basic cover to meet your immediate needs

    I see. Care to explain more about these benefits?

    For the Critical Illness rider, you will receive a one lump sum payout when you are diagnosed with one of the 36 critical illnesses. After this amount has been paid to you, your basic plan sum insured will remain intact. You will have complete control of how you spend the payout money - you can use them to pay your mounting loan repayments, or pay for your children's education fees.

    As for the Accelerated Critical Illness Rider, to meet your immediate financial needs, you will receive an lump sum advancement of your basic cover sum assured when you are diagnosed with a critical illness. Your sum insured will then be reduced. Compared to the Critical Illness rider above, this is the cheaper choice.

    Will cancer and diabetes covered with this CI?

    Yes, you will be covered against cancer and surgical procedures for diabetes and kidney related diseases. It is also as important to have yourself covered against illnesses such as Parkinson's and Alzheimer's diseases, which the AXA Affin Critical Illness protection provides.

    Can I cancel my policy if I am not happy with it?

    If you are not happy with the policy, you may cancel the policy within 15 days from the date the policy is delivered to you. Your premium paid will be refunded, taking into account any medical expenses incurred.

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