AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin SmartCancer Cash

Be prepared for every situation when it comes to cancer, and gain both financial stability and assurance that you gives you the will to fight back.

    • Income Tax Relief
    • Early Stage Critical Illness Payout
    • Refund Within 15 Days Cancellation
    • RM50000 Minimum Sum Assured

Get protected now with AXA Affin SmartCancer Cash

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Contact Info

Who do I contact for any inquiries?

AXA Affin Customer Care Hotline
  •  +603 2170 8282
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer


    • Women Related

      Women Cancer
      Women Carcinoma-In-Situ
      Osteoporotic Fracture
      Not Covered
      Rheumatoid Arthritis
      Not Covered
      Facial Reconstructive Surgery Due To Cancer Or Accident
      Not Covered
      Breast Lumpectomy Due To Carcinoma-In-Situ
      Not Covered
      Breast Lumpectomy Due To Cancer Or Accident
      Not Covered
      Mastectomy Due To Carcinoma-In-Situ
      Not Covered
      Mastectomy Due To Cancer Or Accident
      Not Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Carcinoma-In-Situ
      Not Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Cancer Or Accident
      Not Covered
      Surgical Removal Of Female Reproductive Organ Due To Carcinoma-In-Situ
      Not Covered
      Surgical Removal Of Female Reproductive Organ Due To Cancer Or Accident
      Not Covered
      Disseminated Intravascular Cogulation
      Not Covered
      Ectopic Pregnancy
      Not Covered
      Hydatidiform Mole
      Not Covered
      Not Covered
      Late Miscarriage
      Not Covered
      Death Of Foetus
      Not Covered
      Ventricular Septal Defect Requiring Surgery
      Not Covered
      Atrial Septal Defect Requiring Surgery
      Not Covered
      Down's Syndrome
      Not Covered
      Spina Bifida
      Not Covered
      Tetralogy Of Fallot
      Not Covered
      Cleft Lip And Or Cleft Palate Requiring Surgery
      Not Covered
      Transportation Of The Great Vessels
      Not Covered
      Patent Ductus Arteriosus Requiring Surgery
      Not Covered


    Are you eligible to apply for this insurance?

    Minimum Age
    At least 20 years of age
    Maximum Age
    At most 59 years of age
    Maximum Renewal Age
    At most 100 years of age

    Frequently Asked Questions about AXA Affin SmartCancer Cash

    Things you might want to know

    What is the AXA Affin SmartCancer Care all about then?

    It is essentially a fall back plan that provides you with financial stability, assurance and maybe a bit of hope in the face of cancer. More specifically gender specific cancers that affect both men and women. This critical illness protection plan, offers lump sum cash payouts to help ease your financial burdens, where cancer is involved along with a 30% payout if you are in the early stages of cancer.

    How does the coverage work?

    First off there are four protection plans to choose from, each with varying premiums, and range of protection. They range from a coverage of RM50,000 to RM125,000. However, all plans follow the same principals, depending on the specific types of cancer you have.

    If you are diagnosed with a generic type cancer, then AXA Affin will issue you 100% of your Sum Assured in a lump sum payment, upon diagnosis. However, if you are diagnosed with one of the following gender specific type cancers;

    • Breast Cancer
    • Fallopian Tubes Cancer
    • Ovarian Cancer
    • Cervical Cancer
    • Uterus Cancer
    • Vagina/Vulva Cancer
    • Testicular Cancer
    • Penile Cancer
    • Prostate Cancer

    Then you will receive a 200% payout of your Sum Assured based on the plan you choose.

    Similarly, you will also get a lump sum cash payout from AXA Affin if you have detected your cancer in the early stages. Both Generic and Gender Specific type cancer will have equal payout of 30% of your sum assured.


    Well you might want to take note that some of the payout options or benefits come with a restriction. For example, if you were to receive a 30% payout for early stage cancer, that later spreads. The payable amount for Generic or Gender Specific Cancers drop to 70%.

    How much are my premiums?

    Premiums for this protection plan is charged monthly, however they are not completely fixed and are subject to change within reason of the Insurer. On that note, they can range from RM130 to as high as RM3000 depending on the plan you choose.

    Can I cancel the policy and be refunded?

    Unfortunately, this depends entirely on when you decided to cancel your plan. There is a 15-day cooling period from the time you either purchase the plan or renew the plan, in which you can choose to cancel your policy. If you choose so to do, then you are guaranteed at least a 90% refund of your premiums paid. After that the percentage drops every month. So choose carefully when deciding to cancel your policy.

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