Allianz

Underwritten by Allianz Life Insurance Malaysia Berhad

Allianz Powerlink Critical Illness Income Rider

Continue to receive a steady income even when you are unable to work due to a severe medical condition. Enjoy additional total permanent disability coverage for no extra payment!

    • Non-Increasing Premiums
    • Income Tax Relief
    • RM10000 Minimum Sum Assured

Contact Info

Who do I contact for any inquiries?

Allianz Customer Care Hotline
  •  1300881028
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Covered
      HIV Due To Infection
      Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Not Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 18 years of age
    Maximum Age
    At most 60 years of age

    Frequently Asked Questions about Allianz Powerlink Critical Illness Income Rider

    Things you might want to know

    Can you tell me about the Allianz Powerlink Critical Illness Income Rider?

    This critical illness income rider from Allianz gives you complete protection and continuous financial support when you are diagnosed with a any of the 36 critical medical condition.

    You're doing your family a favour by lessening their financial burdens and secure a brighter future with benefits such as permanent disability coverage - allowing you to receive a monthly income flow until the age of 100!

    You can add this extra total and permanent disability coverage for no extra premium charge!

    How much premium do I pay?

    How much you pay will depend on how much you are willing to be covered for - the higher your coverage, the higher your premiums.

    Other factors that will play a part in determining your cost of insurance are age, sex, general health, and your status as a smoker - heavy smoker? You'll pay double compared to those who don't.

    What are the main exclusions for the Allianz EB MediShield Plus?

    There are a few major exclusions that you should be aware of dear friend.

    Your claims will not be entertained if made within the first 30 days from your policy activation date. This applies to any critical illness, excluding cancer, coronary artery by-pass surgery, heart attack and other coronary artery diseases

    • Any listed critical illness that is caused directly or indirectly by a pre-existing condition, which means a medical condition that you have prior to signing up for this add-on rider with Allianz.
    • Any forms of disease, infection or parasites related to AIDS or HIV.
    • Critical illness caused by self-inflicted injuries

    What do I need to make a claim?

    There are a few documents that you will need to get ready before filing a claim for a critical illness:

    1. Claimant’s Statement duly completed, and signed by the Employer and Employee

    2. Attending Physician’s Statement

    3. Original employment Letter

    4. Latest salary slip

    5. Diagnostic Reports such as MRI, X-Ray, HPE, Blood Test, CT Scan, Coronary scan report, and so on.

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