What is Allianz Powerlink Multi-Care?
Do you feel that a traditional critical illness plan is not enough to cover both you and your family? With the Multi-Care plan, you will be allowed to claim for and up to 3 critical illnesses, limited to 1 critical illness from each group.
You are encouraged to attach this insurance rider with the Allianz Powerlink insurance policy.
What kind of illnesses are covered?
You are covered for up to 36 critical illnesses namely the ones which we are most concerned about - Cancer, kidney failure, heart attack, stroke, and AIDS.
Not only that, you will also be able to get compensation for personal accidents resulting in major burns or head trauma.
Lastly, you can claim for any treatment for sensory loss, for example - when you succumb to blindness, deafness, and loss of speech.
How does the multiple claims work?
You are allowed to claim up to 3 times, but only 1 claim per critical illness group.
This means you won't be able to claim for a heart attack or stroke if it occurs to you the second time.
What factors determine my premium amount?
Your premiums will largely depend on your age, sex, health status, and smoker status. Time to quit smoking?