Allianz

Underwritten by Allianz Life Insurance Malaysia Berhad

Allianz Prime Care

Nip critical illnesses in the bud, with Prime Care as your side-kick. Stay financially sound and free to concentrate on your healing and getting better, as opposed to worrying about medical bills.

    • Early Stage Critical Illness Payout
    • Investment-Linked Policy
    • RM10000 Minimum Sum Assured

Enjoy coverage for over 100 critical illnesses with Allianz PrimeCard

Enjoy coverage for over 100 critical illnesses with Allianz PrimeCard.

Get protected now with Allianz Prime Care

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Contact Info

Who do I contact for any inquiries?

Allianz Customer Care Hotline
  •  1 300 88 1028
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Disease
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Disease
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Progressive Scleroderma
      Not Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Women Related

      Women Cancer
      Covered
      Women Carcinoma-In-Situ
      Covered
      Osteoporotic Fracture
      Not Covered
      Rheumatoid Arthritis
      Not Covered
      Facial Reconstructive Surgery Due To Cancer Or Accident
      Not Covered
      Breast Lumpectomy Due To Carcinoma-In-Situ
      Not Covered
      Breast Lumpectomy Due To Cancer Or Accident
      Not Covered
      Mastectomy Due To Carcinoma-In-Situ
      Not Covered
      Mastectomy Due To Cancer Or Accident
      Not Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Carcinoma-In-Situ
      Not Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Cancer Or Accident
      Not Covered
      Surgical Removal Of Female Reproductive Organ Due To Carcinoma-In-Situ
      Not Covered
      Surgical Removal Of Female Reproductive Organ Due To Cancer Or Accident
      Not Covered
      Disseminated Intravascular Cogulation
      Not Covered
      Ectopic Pregnancy
      Not Covered
      Hydatidiform Mole
      Not Covered
      Eclampsia
      Not Covered
      Late Miscarriage
      Not Covered
      Death Of Foetus
      Not Covered
      Ventricular Septal Defect Requiring Surgery
      Not Covered
      Atrial Septal Defect Requiring Surgery
      Not Covered
      Down's Syndrome
      Not Covered
      Spina Bifida
      Not Covered
      Tetralogy Of Fallot
      Not Covered
      Cleft Lip And Or Cleft Palate Requiring Surgery
      Not Covered
      Transportation Of The Great Vessels
      Not Covered
      Patent Ductus Arteriosus Requiring Surgery
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 15 days of age
    Maximum Age
    At most 70 years of age

    Frequently Asked Questions about Allianz Prime Care

    Things you might want to know

    What is Prime Care?

    Prime Care is one of the most versatile Critical Illness rider attached to Allianz PowerLink, an investment-linked insurance plan that allows you to consolidate both your health and life coverage under one comprehensive policy.

    What are some of the benefits?

    With Prime Care you will have coverage for Critical Illnesses from the early stage up to the advanced stages. The plan will allow you to seek early treatment with up to 50% early payout of the insured amount. It also offers you the benefit of making multiple claims with no waiting period in between. This will allow you to focus all your energy on recovery, so as not to compromise your health.

    Aside from this Prime Care comes with a Diabetes Recovery Benefit that covers amputation, kidney failure, or retinopathy caused by diabetes. In addition to that, you will also have a Cancer Recovery Benefit to help you recuperate and regain your ability to move on with your life however it may turn out.

    The list of benefits displayed is non-exhaustive, so remember to check the actual policy contract or consult with your agent on a fully comprehensive list of illnesses covered by this policy.

    How does the coverage work?

    The plan covers over 100 Critical Illnesses from the Early to Advanced Stages and upon diagnosis of any of the covered Critical Illnesses, you will be given lump sum pay-outs based on the stage of the Critical Illness diagnosed and there will be no waiting periods between claims.

    When you sign up for Prime Care with Allianz PowerLink you get to enhance your coverage by attaching various optional riders such as personal accident rider and medical rider in your Allianz PowerLink policy.

    Are there any exclusions?

    Of course, there are a few exclusions that come with this otherwise comprehensive plan, one of them being that you are not able to make any claims regarding a Critical Illness before the policy is issued or within the first 30 or 60 days of having the policy. Depending on the type of Critical Illness diagnosed, it is only after that waiting period that you can start using the policy to its fullest potential.

    Other exclusions include, Critical Illness that stems or is a result of a pre-existing condition that you might have, any Critical Illness diagnosed to be due directly or indirectly to a congenital defect or disease manifested before the insured (i.e. yourself) turned 17. Any Critical Illness caused or is due to self-inflicted injury, Critical Illness resulting from drug or alcohol abuse, if life assured did not survive at least 7 days after diagnosis of an Early Stage Critical Illness, and if any life assured that does not survive at least 30 days after diagnosis of any other stages of the critical illness.

    The exclusions are non-exhaustive and for further details refer to the Allianz Prime Care policy contract.

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