Citibank

Underwritten by Manulife Insurance Berhad

Citibank Advance CI Care

What's better than an insurance plan that helps you with early detection and treatment for critical illnesses such as cancer and stroke? Free from woe with multiple claims and no waiting period.

    • Non-Increasing Premiums
    • Income Tax Relief
    • Multiple Illness Claims
    • Early Stage Illness Payout
    • Refund Within 15 Days Cancellation

Contact Info

Who do I contact for any inquiries?

Citibank Hotline
  •  +60323830000
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Covered

    • Brain Related

      Brain Surgery
      Not Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 1 years of age
    Maximum Age
    At most 65 years of age

    Frequently Asked Questions about Citibank Advance CI Care

    Things you might want to know

    What is the Advance CI Care all about?

    This critical illness insurance policy is set forth by Citibank and is underwritten by Manulife Insurance Berhad in the hopes of giving you more options when it comes to medical care and more financial coverage to ease the burden of rising medical costs. The plan offers you various benefits including stagnant premium rates and income tax relief.

    How much does it cover?

    Since it is a critical illness insurance, the policy will provide coverage for a number of dangerous illnesses that you might have or are genetically inclined to contract over the period of your life. Of course, cancer is one of the main things that it will offer coverage for, as it is one of the more expenses and taxing illnesses out there and can be draining, physically, emotionally, mentally and financially. Therefore, providing you with some kind of backing will help lessen the financial blow if not anything else.

    There are also several organ-related illnesses covered by this policy, including kidney, lung and liver failure. It will also include coverage for organ transplants should you be eligible and need it as a last resort. CI Care also takes into account several brain-related illnesses and those are by far the most dangerous as they can most likely end in death or at best leave you in a vegetative state. But with the right care at the right time, you get to increase your chances of recovering tenfold.

    However, no one winds up in critical care out of the blue all the time, there are some instances where bad life choices or unfortunate accidents can be contributing factors in your lack of health. Which means that this policy will also cover infection and accident related injuries and illnesses that might fall under the categories of critical illness.

    What else do I need to know about the policy?

    Weill besides the non-increasing premiums, this policy allows for multiple claims simply because critical illnesses can be a whole other ball game when it comes to medical care. The Advance CI Care will also pay-outs for illnesses discovered in the early stages, this is to help you snuff out the spread of disease before it has time to fester.

    Finally, the list of benefits is non-exhaustive, so you might want to have an extensive talk with your insurance handler on all the things the policy covers.

    Who can apply for this policy?

    Anyone over the legal age of 18 can pick up the policy as and when you need. However, critical illnesses don’t hit us when we turn 18, so parents you can pick up this policy for your child as soon as they turn a year old, to give them a shield medically should anything arise.

    The maximum entry age if 65 years old.

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