What is the Citibank Secure CI Plus?
This is an insurance policy that will have you insured against the 36 critical illnesses that affect Malaysians the most. Have protection for both your life and finances, with additional but non-guaranteed dividend earnings on your insurance policy - convenient investment earnings!
Who will be eligible to apply for this insurance policy?
Your eligibility will depend on your premium payment term. If you choose to pay your premiums for 15 years, someone as young as 15 days old can apply, up until the age of 60. If you choose to pay your premiums up to the age of 55, you can only apply between the ages of 15 days, up to the age of 45.
Will my premium amount change throughout my policy period?
There will be no increase in premium throughout your policy term, and you will have the freedom to choose your premium tenure for up to 15 years, or until you reach the age of 55.
Will my protection increase automatically for the Citibank Secure CI Plus?
Protection automatically increases by 10% every 2 years, with up to 200% of your initial sum assured, - until the age of 88. If there are no claims for the whole duration of your policy, you will be guaranteed a lump sum payment of up to 200% of your initial basic sum insured.
Are there any additional benefits that comes with this insurance plan?
Of course! You will be entitled to receive a get-well-benefit to the tune of 20% of the initial basic Sum Insured, for as long as 5 years upon diagnosis and subsequent survival of any one of the 36 critical illnesses. Other than that, you will be rewarded with a lump sum payment benefit in the event of your death, prior to age 88, or total and permanent disability ( TPD) prior to age 60.
At the end of the third year of your policy, you will stand the chance to start receiving dividend payouts on your Citibank Secure CI Plus, or a one-off dividend payout upon maturity of your policy.