Citibank

Underwritten by AXA Affin Life Insurance Berhad

Citibank Secure CI Plus

Get on track to a speedy recovery with comprehensive coverage from Citibank. Have all the financial support and security you need with no increase in premiums throughout your policy term!

    • Non-Increasing Premiums
    • Income Tax Relief
    • No Claim Bonus
    • Investment-Linked Policy

Get protected now with Citibank Secure CI Plus

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Contact Info

Who do I contact for any inquiries?

Citibank Customer Care Hotline
  •  +60323830000
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Not Covered
      Artery Disease
      Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Not Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 15 days of age
    Maximum Age
    At most 55 years of age

    Frequently Asked Questions about Citibank Secure CI Plus

    Things you might want to know

    What is the Citibank Secure CI Plus?

    This is an insurance policy that will have you insured against the 36 critical illnesses that affect Malaysians the most. Have protection for both your life and finances, with additional but non-guaranteed dividend earnings on your insurance policy - convenient investment earnings!

    Who will be eligible to apply for this insurance policy?

    Your eligibility will depend on your premium payment term. If you choose to pay your premiums for 15 years, someone as young as 15 days old can apply, up until the age of 60. If you choose to pay your premiums up to the age of 55, you can only apply between the ages of 15 days, up to the age of 45.

    Will my premium amount change throughout my policy period?

    There will be no increase in premium throughout your policy term, and you will have the freedom to choose your premium tenure for up to 15 years, or until you reach the age of 55.

    Will my protection increase automatically for the Citibank Secure CI Plus?

    Protection automatically increases by 10% every 2 years, with up to 200% of your initial sum assured, - until the age of 88. If there are no claims for the whole duration of your policy, you will be guaranteed a lump sum payment of up to 200% of your initial basic sum insured.

    Are there any additional benefits that comes with this insurance plan?

    Of course! You will be entitled to receive a get-well-benefit to the tune of 20% of the initial basic Sum Insured, for as long as 5 years upon diagnosis and subsequent survival of any one of the 36 critical illnesses.  Other than that, you will be rewarded with a lump sum payment benefit in the event of your death, prior to age 88, or total and permanent disability ( TPD) prior to age 60.

    At the end of the third year of your policy, you will stand the chance to start receiving dividend payouts on your Citibank Secure CI Plus, or a one-off dividend payout upon maturity of your policy.

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