FWD Care Direct

FWD Care Direct from FWD Takaful is a Shariah-compliant cancer coverage, giving you 100% coverage (lump sum) upon diagnosis of early to advanced stage cancer.

FWD Care Direct
Min Sum Covered
No. of Illness
Entry Age
30 days - 60 years
Max Cover Age
75 years
Early Stage Coverage


What can I claim from this takaful plan?

  • Cancer
Women Related
  • Women Cancer

Contact Info

Who do I contact for any inquiries?

FWD Takaful Customer Care Hotline
FWD Takaful Hotline


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 74 years of age
Coverage Expiry Age
At most 75 years of age

More Information

What do I get from FWD Care Direct by FWD Takaful?

If you're looking for straight-forward, Shariah compliant takaful cover for cancer, look no further!

FWD Care Direct by FWD Takaful is the first online Takaful critical illness plan that will pay you 100% sum covered upon diagnosis of cancer, be it early or advanced stage.

Why should I choose this FWD Takaful product?

There are three great reasons why you should choose this FWD Takaful product.

First, you will receive a 100% sum covered in the form of lump sum payment once you're diagnosed with cancer. 

This will ease the financial burden off you and your family, having to pay high medical expenses and coping up with the living expenses - especially if you're the breadwinner in the family!

Second, if you participate in this critical illness takaful cover as a couple, family or single parent, the 100% of the sum covered is payable when each of the person covered is diagnosed with cancer.

Third, FWD Takaful will waive future contributions under the certificate if you (as the Certificate Owner) are diagnosed with cancer and there are other persons covered in the certificate.

What are the FWD Care Direct plan options? 

There are four FWD Care Direct plans that you can choose from:

1. Individual plan (for adults)
2. Legally Married Couple plan (for two adults)
3. Family plan (both parents and max. 2 children)
4. Single Parent plan (a parent and max. 2 children)

For the coverage term, you can opt for 5, 10, 15, 20, 25 or 30 years term.

Who can subscribe to this Takaful cancer cover plan?

This Takaful cancer cover is open for Malaysian citizens only.

You're eligible to be covered under FWD Care Direct if you:

  • Certificate Owner: 17 - 60 years old
  • Spouse: 17 - 60 years old
  • Child (max. 2 children): 1 month - 20 years old

What are the fees that I need to pay?

A 25% wakalah fees will be deducted from your contribution while the remaining will be allocated into the Participants’ Risk Fund as tabarru’ (donation).

Will this plan cover me when I'm overseas?

Yes, FWD Care Direct coverage is applicable worldwide. But please bear in mind, to be eligible for this feature, you must be a Malaysian citizen residing in Malaysia

How do I make a claim to FWD Takaful?

Upon the cancer diagnosis, notify FWD Takaful immediately. Generally, FWD Takaful ordinarily only consider claims that are submitted within 60 or 90 days of the event in question. 

If you wish us to extend the submission deadline, you should let FWD Takaful know in writing and include any supporting evidence or documentation.

To make a claim, please visit FWD Support and Claims services and its FAQ.

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