What is CI Intense Shield?
Take care of yourself and make sure you have a contingency in case of certain illnesses. CI Intense Shield will definitely help with this, ensuring you are ready for as much as possible.
What does the plan cover?
The plan covers early and advanced stage critical illnesses covered under the plan, including cancer. Remember to check out the full list when you receive your policy wording, so that you are aware of how much you are covered for.
This plan offers you a payout of up to 200% upon any critical illness diagnosis covered under the plan. The specifics are as follows; if you have been diagnosed with an early stage of one of the covered critical illnesses, then Gibraltar BSN will issue a 60% payout of your sum assured in a lump sum capped at RM75,000. If you are diagnosed with and advanced stage of critical illness covered under the plan, then you will be issued 100% of the sum assured in a lump sum, subject to terms and conditions.
You can choose a sum assured between RM10,000 to a maximum of RM200,000 subject to underwriting.
What are the other benefits?
This plan also offers a bereavement benefit to help your family with the worst outcomes. In the event that you pass away as a result of any critical illness covered under the plan, your next of kin will receive 3% of your sum assured. You are also covered with a Death Benefit that offers you 3% of the Sum Assured payable upon the death of the Life Assured.
What about eligibility?
You can purchase this plan as an individual if you are over the age of 18. Between the ages of 18 and 65, individual application can be made. After which you may renew your plan until the maximum coverage age of 85.
Parents, you can purchase coverage for your children under this plan if they are over the age of 14 days old.