Great Eastern

Underwritten by Great Eastern Life Assurance (Malaysia) Berhad

Great Eastern Great Ideal Living

Cushion yourself from all 36 critical illnesses, total or permanent disability, and death. Enjoy a guaranteed increase on your basic sum assured from the 5th year onwards!

    • Income Tax Relief
    • RM15000 Minimum Sum Assured

Contact Info

Who do I contact for any inquiries?

Great Eastern Hotline
  •  1300130088
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Not Covered
      Bone Marrow Transplant
      Not Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Not Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 30 days of age
    Maximum Age
    At most 65 years of age

    Frequently Asked Questions about Great Eastern Great Ideal Living

    Things you might want to know

    Tell me more about Great Eastern's Great Ideal Living

    There's a lot of great things going on with Great Eastern's Great Ideal Living critical insurance plan. It helps with the expensive treatment during critical times, even for early detection of a major illness - allowing you to give full attention to your recovery. To provide you with seamless protection, there will be no waiting period between submission of claims and no limits to the number of critical illness conditions you can claim against as long as your payouts stay within your basic sum assured limit.

    How long will I have to pay for my premiums?

    You will only need to pay premium for a maximum of 20 years, regardless what age you start your policy at. This fixed payment term will help you to be continually protected up to the age of 8, but without losing a portion of your hard earned cash that can be used to achieve other life goals.

    Who Is eligible to sign up for this product?

    If you're reaching retirement, it is advisable that you jump on the Great Eastern Great Ideal Living now, as you're only allowed to apply for this product up until a maximum age of 55. For parents, you can start ensuring your child as soon as he or she is 30 days old.

    Will I be able to make multiple claims for the same illness?

    Yes, but you will only be able to claim for the same illness at different severity levels. The amount you are entitled to receive will also vary according to how serious your condition is. Here's an example:

    Let's say you want to claim for early stage cancer. 10% of your sum assured will be payed out to you for this claim. A few years down the road, you are still battling this cancer and it has progressed to an advanced stage. For this claim, you will be able to receive 60% of your sum assured. For conditions regarding diabetes, you will only be able to claim a maximum of 20% of your sum assured throughout your policy term.

    Will my sum assured increase throughout the years?

    Your basic sum assured is guaranteed to increase incrementally from the 2nd policy year onwards up to a maximum limit of 180% of the initial basic sum assured.

    How do I make a claim?

    The claim requirements are outlined in the claims form. After you've completed the form, you can make a claim directly to Claims Department, Customer Service Department or through any Great Eastern branch offices throughout Malaysia.

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