Great Eastern

Underwritten by Great Eastern Life Assurance (Malaysia) Berhad

Great Eastern Smart Early Payout CriticalCare

Safeguard your life with a health insurance policy that provides multiple claims and a unique buyback option. This critical illness rider can be attached to another Great Eastern policy.

    • Income Tax Relief
    • Multiple Illness Claims
    • Early Stage Illness Payout
    • Investment-Linked Policy
    • Refund Within 15 Days Cancellation
    • RM12000 Minimum Sum Assured

Get protected now with Great Eastern Smart Early Payout CriticalCare

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Contact Info

Who do I contact for any inquiries?

Great Eastern Customer Care Hotline
  •  1300130088
  • Great Eastern Hotline
  •  +60342598888
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer


    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Not Covered
      End Stage Liver Failure
      End Stage Lung Disease
      Fulminant Viral Hepatitis
      Not Covered
      Primary Pulmonary Arterial Hypertension
      Chronic Aplastic Anemia
      Not Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Bone Marrow Transplant
      Not Covered

    • Heart Related

      Heart Attack
      Other Serious Coronary Artery Disease
      Heart Valve Surgery
      Surgery To Aorta
      Severe Cardiomyopathy
      Not Covered
      Coronary Artery Bypass Surgery
      Not Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Not Covered
      Benign Brain Tumor
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Not Covered
      Not Covered
      Loss Of Independent Existence
      Not Covered
      Motor Neuron Disease
      Not Covered
      Multiple Sclerosis
      Not Covered
      Muscular Dystrophy
      Not Covered
      Paralysis Or Paraplegia
      Parkinson's Disease

    • Accident Related

      Major Burns
      Major Head Trauma

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Loss Of Speech
      Not Covered
      Blindness Or Total Loss Of Sight


    Are you eligible to apply for this insurance?

    Minimum Age
    At least 30 days of age
    Maximum Age
    At most 65 years of age

    Frequently Asked Questions about Great Eastern Smart Early Payout CriticalCare

    Things you might want to know

    What do I need to know about this critical illness insurance from Great Eastern?

    Smart Early Payout CriticalCare is a critical illness insurance rider that offers early financial payout for your treatment and recovery. In other words, you can make claims upon early diagnosis of a critical illness which is covered under the policy.

    Smart Early Payout CriticalCare is not a standalone policy, so you’ll need to attach this to another Great Eastern insurance product.

    What is the Buy Back option for Smart Early Payout CriticalCare?

    It's often difficult to obtain a new insurance policy once you’ve made a claim, which is why Great Eastern offers a unique buy back option for your additional protection.

    With Smart Early Payout CriticalCare, you’re allowed to buybank the death benefit from your other Great Eastern Policy within 60 days – that way you’ll still get full financial protection even after you’ve received a full payout from your critical illness claim.

    Are there additional benefits that come with this policy?

    Great Eastern Smart Early Payout CriticalCare allows you enjoy complete cover from critical illness with its multiple claims benefit. You can make claims for the same critical illness in the early, immediate and advance stage, and claim for different critical illnesses.

    How much do I need to pay for the premiums?

    There are no extra premiums that you’ll need to pay to enjoy the coverage. Your premiums and insurance charges will be deducted from the total investment value of your insurance policy every month.

    How much can I be insured for?

    The minimum sum assured for Smart Early Payout CriticalCare is RM12000, while a higher sum assured is subject to the underwriting requirements.

    Am I eligible to apply for Smart Early Payout CriticalCare?

    Individuals between the ages 30 days and 65 years old are eligible to apply for this critical illness insurance from Great Eastern. In addition, you can renew your policy until the age of 70.

    When will the policy be terminated?

    Your Smart Early Payout CriticalCare policy will be terminated upon your death, policy expiry date, when the sum assured is fully paid out, or if your policy premium payments have lapsed. On the other hand, you can also choose to terminate or surrender your policy.

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