Great Eastern Smart Early Payout CriticalCare

Safeguard your life with Great Eastern Smart Early Payout CriticalCare, critical illness rider that provides multiple claims and a unique buyback option.

Great Eastern Smart Early Payout CriticalCareMultiple Claims
Min Sum Assured
RM12k
No. of Illness
20
Entry Age
30 days - 65 years
Max Cover Age
Not applicable
Early Stage Coverage
Yes

Coverage

What can I claim from this insurance policy?

Cancer
  • Cancer
Major Organ Failure
  • End-stage Kidney Disease
  • End-Stage Liver Disease
  • End-Stage Lung Disease
  • Primary Pulmonary Arterial Hypertension
  • Major Organ Transplant
Heart Related
  • Heart Attack
  • Other Serious Coronary Artery Disease
  • Heart Valve Surgery
  • Surgery To Aorta
  • Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
Brain Related
  • Benign Brain Tumor
  • Coma
  • Paralysis Or Paraplegia
  • Parkinson's Disease
  • Stroke
Accident Related
  • Major Burns
  • Major Head Trauma
Sensory Loss
  • Deafness Or Total Loss Of Hearing
  • Blindness Or Total Loss Of Sight

Contact Info

Who do I contact for any inquiries?

Great Eastern Customer Care Hotline
Great Eastern Hotline

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age

More Information

What is Great Eastern Smart Early Payout CriticalCare?

Smart Early Payout CriticalCare is a critical illness insurance rider by Great Eastern that offers early financial payout for your treatment and recovery. 

In other words, you can make insurance claims upon early diagnosis of a critical illness that is covered under the policy.

This critical illness insurance is not a standalone policy, so you’ll need to attach this to another Great Eastern insurance product.

What is the Buy Back option for this critical illness insurance?

It's often difficult to obtain a new critical illness insurance policy once you’ve made a claim, which is why Great Eastern offers a unique “buy back” option for your additional protection.

With Smart Early Payout CriticalCare, you’re allowed to buy back the death benefit from your other Great Eastern policy within 60 days – that way you’ll still get full financial protection even after you’ve received a full payout from your critical illness claim.

Are there additional benefits that come with this health insurance?

This health insurance allows you to enjoy complete cover from critical illness with its multiple claims benefit. 

You can make insurance claims for the same critical illness in the early, immediate and advance stage, and claim for different critical illnesses.

How much do I need to pay for my Great Eastern insurance premium?

There are no extra premiums that you’ll need to pay to enjoy the coverage. 

The premium of your Great Eastern insurance and insurance charges will be deducted from the total investment value of your critical illness insurance policy every month.

How much can I be insured for?

The minimum sum assured for Great Eastern Smart Early Payout CriticalCare is RM12,000 while a higher sum assured is subject to the underwriting requirements.

When will the critical illness insurance be terminated?

Your critical illness insurance will be terminated by Great Eastern upon your death, policy expiry date, when the sum assured is fully paid out, or if your policy premium payments have lapsed. 

On the other hand, you can also choose to terminate or surrender your critical illness insurance.

Am I eligible to apply for Great Eastern Smart Early Payout CriticalCare?

Individuals between the ages of 30 days and 65 years old are eligible to apply for Great Eastern Smart Early Payout CriticalCare.

In addition, you can renew your policy until the age of 70.