Prudential

Underwritten by Prudential Assurance Malaysia Berhad

Prudential Crisis Care

Lump sum benefit upon diagnosis of any 43 covered critical illnesses.

    • Income Tax Relief
    • Multiple Illness Claims
    • Early Stage Critical Illness Payout
    • Investment-Linked Policy
    • Refund Within 15 Days Cancellation
    • RM10000 Minimum Sum Assured

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Get protected now with Prudential Crisis Care

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Contact Info

Who do I contact for any inquiries?

Prudential Hotline
  •  60321160228
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Disease
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Disease
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Not Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Not Covered
      Artery Disease
      Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Progressive Scleroderma
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Not Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Covered
      Poliomyelitis
      Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 1 years of age
    Maximum Age
    At most 70 years of age

    Frequently Asked Questions about Prudential Crisis Care

    Things you might want to know

    Who is eligible to sign up for Prudential's Crisis Care?

    Anyone from either gender who falls between the ages of 19 and 70 years old are eligible to get protection from the Prudential Crisis Care.

    How much of my sum assured can I receive when I make a claim?

    For the little ones aged 1, 2, 3, 4 and 5 years old, the proportion of the Crisis Care sum assured amount payable is 20%, 40%, 60%, 80%, and 100% when you are diagnosed with a critical illness. That means for someone above 5 years old, you can potentially receive 100% of your basic sum assured, subject to the severity of the illness.

    What are the main features of Prudential's Crisis Care?

    Effective 1st January 2019, the Crisis Care optional rider have extended its critical illness coverage to 43 critical illnesses! What's even better, this extension has no additional premium or cost of insurance being charged.

    The additional 7 new critical illnesses are:

    1. Occupationally Acquired HIV Infection
    2. Muscular Dystrophy
    3. Terminal Illness
    4. Poliomyelitis
    5. Appalic Syndrome
    6. Chronic Relapsing Pancreatitis
    7. Progressive Scleroderma

    This is an optional rider designed to make a one time payment when you are diagnosed with any of the 43 critical illnesses. Any claims made on this policy will not affect the coverage of your basic plan.

    When, how much and how long: Premiums?

    1. You will have to pay your premiums throughout the duration of the policy.
    2. Premiums will largely depend on your age, gender and whether you are a smoker.
    3. You have the option of paying your premiums annually, half-yearly, quarterly or monthly via auto debit, credit card, cash or cheque.

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