Prudential Crisis Cover Plus

Prudential Crisis Cover Plus, critical illness insurance that provides a lump-sum payment for death, total permanent disability or diagnosis of critical illnesses.

Prudential Crisis Cover Plus
Min Sum Covered
No. of Illness
Entry Age
1 year - 60 years
Max Cover Age
70 years
Early Stage Coverage


What can I claim from this insurance policy?

  • Cancer
Major Organ Failure
  • End-stage Kidney Disease
  • Medullary Cystic Disease
  • Systemic Lupus Erythematosus With Lupus Nephritis
  • End-Stage Liver Disease
  • End-Stage Lung Disease
  • Fulminant Viral Hepatitis
  • Primary Pulmonary Arterial Hypertension
  • Chronic Aplastic Anemia
  • Major Organ Transplant
Heart Related
  • Heart Attack
  • Other Serious Coronary Artery Disease
  • Heart Valve Surgery
  • Surgery To Aorta
  • Severe Cardiomyopathy
  • Coronary Artery Bypass Surgery
  • Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
Brain Related
  • Brain Surgery
  • Benign Brain Tumor
  • Coma
  • Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
  • Loss Of Independent Existence
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Paralysis Or Paraplegia
  • Parkinson's Disease
  • Stroke
Infection Related
  • Bacterial Meningitis
  • Encephalitis
  • HIV Due To Blood Transfusion
  • Full Blown AIDS
Accident Related
  • Major Burns
  • Major Head Trauma
Sensory Loss
  • Deafness Or Total Loss Of Hearing
  • Loss Of Speech
  • Blindness Or Total Loss Of Sight
Special Benefits
  • Death Or Total and Permanent Disability
  • Appalic Syndrome
  • Poliomyelitis

Contact Info

Who do I contact for any inquiries?

Prudential Hotline


Minimum Entry Age
At least 1 years of age
Maximum Entry Age
At most 60 years of age
Coverage Expiry Age
At most 70 years of age

More Information

Who is eligible to sign up for Prudential Crisis Cover Plus?

Prudential Crisis Cover Plus provides a one lump sum payment for up to 36 critical illnesses. 

If you are between the ages 1 and 60 years old, you are encouraged to apply for this critical illness insurance.

Any special benefit from this critical illness insurance?

Yes! This critical illness insurance will pay out a guaranteed amount of your basic sum assured in the event of your death or total and permanent disability.

What insurance policies can I supplement with this Prudential insurance?

There are numerous amount of basic plans you can apply for in conjunction with this Prudential insurance such as Prumortgage, Pru Terms, PruMajor Med 5, just to name a few.

If you require further help to choose the right Prudential insurance, you can consult a Prudential Malaysia adviser to look-up a policy that suits your criteria. 

For example, if you buy Prudential Cover Plus together with Prumortgage, in the event of any unforeseen circumstances, not only will you be covered for death and total disability, your housing loan repayments will also be taken care of by Prudential. 

You can also earn dividends and life protection if you sign up for an investment-linked life insurance like Pruvantage - do right by your family, give them the assurance they deserve!

How do I make insurance claims to Prudential Malaysia?

To make insurance claims, there are a few procedures to follow.  First of all, you will need to contact your insurance agent and fill in a claim form. 

Together with the completed form, you will need to bring along your latest medical report, original policy document, and valid supporting documents such as biopsy results, MRI, scans and investigation results. 

Lastly, submit all required forms and documents to your agent or your nearest Prudential Malaysia branch. 

To get current updates on your Prudential Crisis Cover Plus claim status, you could call the customer service line 03-21160228 or email them at custom[email protected] or contact your agent for more details.

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