Prudential

Underwritten by Prudential Assurance Malaysia Berhad

Prudential Crisis Cover Plus

An insurance policy that provides a lump sum payment benefit in case of death, total permanent disability or diagnosis of any of the 36 critical illnesses.

    • Income Tax Relief
    • Early Stage Illness Payout
    • Refund Within 15 Days Cancellation
    • RM10000 Minimum Sum Assured

Get protected now with Prudential Crisis Cover Plus

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Contact Info

Who do I contact for any inquiries?

Prudential Hotline
  •  +60321160228
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Not Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Covered
      Poliomyelitis
      Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 1 years of age
    Maximum Age
    At most 60 years of age

    Frequently Asked Questions about Prudential Crisis Cover Plus

    Things you might want to know

    Who is eligible to sign up for Prudential Crisis Cover Plus?

    Prudential Crisis Cover Plus provides a one lump sum payment for up to 36 critical illnesses. If you are between the ages 1 and 60 years old, you are encouraged to apply.

    Are there any other special benefits for this product?

    Yes, definitely. Prudential Crisis Cover Plus will pay out a guaranteed amount of your basic sum assured in the event of you death or total and permanent disability.

    What insurance policies can I supplement with Prudential Crisis Cover Plus?

    There are numerous amount of basic plans you can apply for in conjunction with this policy such as Prumortgage, Pru Terms, Pru ValuePlus, Pruvantage, PruLady, and Prulife, just to name a few. If you require further help to choose the right policy, you can consult a Prudential insurance adviser to look-up a policy that suits your criteria. 

    For example, if you buy Prudential Cover Plus together with Prumortgage, in the event of any unforeseen circumstances, not only will you be covered for death and total disability, your housing loan repayments will also be taken care of by Prudential. You can also earn dividends and life protection if you sign up for an investment-linked life insurance like Pruvantage. - do right by your family, give them the assurance they deserve!

    Can I claim for the same illness more than once?

    Despite its perks, you can only claim once throughout your contract period. If one claim is not enough, you can link this assurance plan together with PRUmultiple crisis cover so you can make multiple critical illness and cancer claims.

    How do I make claim with the company?

    To make claims, there are a few procedures to follow. First of all, you will need to contact your insurance agent and fill in a claims form. Together with the completed form, you will need to bring along your latest medical report, original policy document, and valid supporting documents such as biopsy results, MRI, scans and investigation results. 

    Lastly, submit all required forms and documents to your agent or your nearest Prudential branch. To get current updates on your application status, you could reach them at their customer service line 03-21160228 or email them at customer.mys@prudential.com.my or contact your agent for more details.

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