Prudential

Underwritten by Prudential Assurance Malaysia Berhad

Prudential PRUcancer Plan

Plan ahead with a cancer care insurance policy to look out for you, if cancer seems like a likely outcome in your family. Knock-on-wood, you will need the protection and financial stability this plan has to offer.

    • Multiple Illness Claims
    • Early Stage Critical Illness Payout
    • Refund Within 15 Days Cancellation
    • RM50000 Minimum Sum Assured

Get protected now with Prudential PRUcancer Plan

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Contact Info

Who do I contact for any inquiries?

Prudential Customer Care Hotline
  •  03 2116 0228
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Women Related

      Women Cancer
      Covered
      Women Carcinoma-In-Situ
      Covered
      Osteoporotic Fracture
      Not Covered
      Rheumatoid Arthritis
      Not Covered
      Facial Reconstructive Surgery Due To Cancer Or Accident
      Not Covered
      Breast Lumpectomy Due To Carcinoma-In-Situ
      Not Covered
      Breast Lumpectomy Due To Cancer Or Accident
      Not Covered
      Mastectomy Due To Carcinoma-In-Situ
      Not Covered
      Mastectomy Due To Cancer Or Accident
      Not Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Carcinoma-In-Situ
      Not Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Cancer Or Accident
      Not Covered
      Surgical Removal Of Female Reproductive Organ Due To Carcinoma-In-Situ
      Not Covered
      Surgical Removal Of Female Reproductive Organ Due To Cancer Or Accident
      Not Covered
      Disseminated Intravascular Cogulation
      Not Covered
      Ectopic Pregnancy
      Not Covered
      Hydatidiform Mole
      Not Covered
      Eclampsia
      Not Covered
      Late Miscarriage
      Not Covered
      Death Of Foetus
      Not Covered
      Ventricular Septal Defect Requiring Surgery
      Not Covered
      Atrial Septal Defect Requiring Surgery
      Not Covered
      Down's Syndrome
      Not Covered
      Spina Bifida
      Not Covered
      Tetralogy Of Fallot
      Not Covered
      Cleft Lip And Or Cleft Palate Requiring Surgery
      Not Covered
      Transportation Of The Great Vessels
      Not Covered
      Patent Ductus Arteriosus Requiring Surgery
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 1 years of age
    Maximum Age
    At most 55 years of age
    Maximum Renewal Age
    At most 80 years of age

    Frequently Asked Questions about Prudential PRUcancer Plan

    Things you might want to know

    What is the PRUcancer plan all about?

    This is a critical insurance policy that was made to be a financial roadblock of sorts against cancer. So with this plan, you can forget about the hardship of hospital and medical bills, simply concentrate on getting better and let the PRUcancer plan keep you financially stable.

    Any benefits?

    Unlike many other insurance policies, this one allows for lump sum cash payouts when you are indeed diagnosed with cancer. Therefore, should you be diagnosed with cancer, Prudential will allow you to withdraw 100% of your sum assured or the Total Premiums that you have paid to date, whichever is higher.

    In addition to that, if you are in the early stages of cancer, and withdrawn the sum assured after your diagnosis, the sum with then bounce back in 6 months to the original total again.

    Similarly, if you are diagnosed and found to be in the early stages of cancer, you will receive a 25% lump sum cash payout. Other benefits include a compassionate benefit upon death of 10% of the sum assured or surrender value, whichever is higher.

    Lastly, this also a maturity benefit product, where as soon as your policy has reached it maturity you will be able to withdraw your sum assured as well. 

    How do the premiums work?

    The premiums for this policy will be charged on a monthly basis, which means you will have to regularly make payments for your policy to function. Prudential of course will inform you of any change in premium should it happen. Changes aside, there are a total of 4 different plans within the policy for you to choose from, and each plan will come with its own set of premiums.

    Therefore, you will need to remember that your monthly premium will take into account, your age, financial standpoint, health, lifestyle and the coverage you want. You will have several methods in which to make your payments, including credit transfers, deposits and the auto debit feature.

    Say I wanted to cancel my policy?

    To make a cancellation of your policy you will need to first write a notice to Prudential informing them of your cancellation in advance. That being said, there is a cooling period of 15 days after you have signed up or renewed the policy in which you can choose to cancel it. it is only within this cooling period that you will get a refund of your premiums paid.

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