Prudential

Underwritten by Prudential Assurance Malaysia Berhad

Prudential PRUlady

Comprehensive protection for women. Mothers will be ensured against pregnancy complications and 100% of premiums paid will be available for refund upon maturity.

    • Income Tax Relief
    • RM25000 Minimum Sum Assured

Get protected now with Prudential PRUlady

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Contact Info

Who do I contact for any inquiries?

Prudential Hotline
  •  +60321160228
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Not Covered
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Not Covered
      End Stage Lung Disease
      Not Covered
      Fulminant Viral Hepatitis
      Not Covered
      Primary Pulmonary Arterial Hypertension
      Not Covered
      Chronic Aplastic Anemia
      Not Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Not Covered
      Bone Marrow Transplant
      Not Covered

    • Women Related

      Women Cancer
      Covered
      Women Carcinoma-In-Situ
      Covered
      Osteoporotic Fracture
      Covered
      Rheumatoid Arthritis
      Covered
      Facial Reconstructive Surgery Due To Cancer Or Accident
      Covered
      Breast Lumpectomy Due To Carcinoma-In-Situ
      Covered
      Breast Lumpectomy Due To Cancer Or Accident
      Covered
      Mastectomy Due To Carcinoma-In-Situ
      Covered
      Mastectomy Due To Cancer Or Accident
      Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Carcinoma-In-Situ
      Covered
      Breast Reconstructive Surgery Following A Mastectomy Due To Cancer Or Accident
      Covered
      Surgical Removal Of Female Reproductive Organ Due To Carcinoma-In-Situ
      Covered
      Surgical Removal Of Female Reproductive Organ Due To Cancer Or Accident
      Covered
      Disseminated Intravascular Cogulation
      Covered
      Ectopic Pregnancy
      Covered
      Hydatidiform Mole
      Covered
      Eclampsia
      Covered
      Late Miscarriage
      Covered
      Death Of Foetus
      Covered
      Ventricular Septal Defect Requiring Surgery
      Covered
      Atrial Septal Defect Requiring Surgery
      Covered
      Down's Syndrome
      Covered
      Spina Bifida
      Covered
      Tetralogy Of Fallot
      Covered
      Cleft Lip And Or Cleft Palate Requiring Surgery
      Covered
      Transportation Of The Great Vessels
      Covered
      Patent Ductus Arteriosus Requiring Surgery
      Covered

    • Special Benefits

      Accidental Death
      Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Not Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 17 years of age
    Maximum Age
    At most 45 years of age

    Frequently Asked Questions about Prudential PRUlady

    Things you might want to know

    What does the Prudential PRUlady have to offer?

    Prudential recognises that women sometimes face unique health challenges and as such, are offering an exclusive critical illness policy just for them. By planning for any uncertainties that lie ahead, you can, at the very least, lessen the financial impact arising from a range of female illnesses, pregnancy complications, child hereditary illnesses and even death or disability up to the expiry age of 70 years old.

    What are the other benefits offered from PRUlady?

    Critical illness aside, this policy also provides cover for certain 'life changing' events up to a maximum of 9% of the sum assured. This includes coverage for buying a property, marriage, childbirth and retirement. In addition to this, this policy allows you to get all your money back on the premiums you've paid when it reaches maturity!

    Is this a Shariah-compliant plan?

    No, unfortunately this policy is NOT a Shariah-compliant critical-illness plan.

    Who is eligible to take up this plan?

    Females aged between 17 to 45 years old are eligible to sign up for this plan. No males allowed!

    How much can I be insured for?

    The sum assured or face amount will vary depending on the plan chosen which ranges from RM25000 to RM100000. Naturally, the higher the sum assured, the costlier your premium every year.

    How much premium do I have to pay?

    The amount of cash you have to fork out may vary by age and type of plan chosen, subject to underwriting by Prudential. Be sure to inform Prudential regarding any change in occupation, hobbies or sports activities because it may affect the premiums, terms, conditions and benefits offered.

    The premiums can be paid monthly, quarterly, half-yearly or yearly via auto debit, credit card, cash or cheque.

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