Underwritten by Prudential Assurance Malaysia Berhad

Prudential PRUmultiple Crisis Cover

An insurance plan that allows you to make multiple critical illness and cancer claims. Enhance your policy with additional benefits against death and permanent disability.

    • Income Tax Relief
    • Multiple Illness Claims
    • Early Stage Critical Illness Payout
    • Refund Within 15 Days Cancellation
    • RM25000 Minimum Sum Assured

Get protected now with Prudential PRUmultiple Crisis Cover

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Contact Info

Who do I contact for any inquiries?

Prudential Hotline
  •  +60321160228
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer


    • Major Organ Related Illnesses

      End Stage Kidney Disease
      Medullary Cystic Disease
      Systemic Lupus Erythematosus With Lupus Nephritis
      End Stage Liver Disease
      End Stage Lung Disease
      Fulminant Viral Hepatitis
      Primary Pulmonary Arterial Hypertension
      Chronic Aplastic Anemia
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Bone Marrow Transplant

    • Heart Related

      Heart Attack
      Other Serious Coronary Artery Disease
      Heart Valve Surgery
      Surgery To Aorta
      Severe Cardiomyopathy
      Coronary Artery Bypass Surgery
      Not Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Not Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Benign Brain Tumor
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Not Covered
      Loss Of Independent Existence
      Motor Neuron Disease
      Multiple Sclerosis
      Muscular Dystrophy
      Paralysis Or Paraplegia
      Parkinson's Disease
      Progressive Scleroderma
      Not Covered

    • Infection Related

      Bacterial Meningitis
      HIV Due To Blood Transfusion
      Not Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS

    • Accident Related

      Major Burns
      Major Head Trauma

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Loss Of Speech
      Blindness Or Total Loss Of Sight

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Not Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Surgical Repair Of Depressed Skull Fracture
      Not Covered


    Are you eligible to apply for this insurance?

    Minimum Age
    At least 1 years of age
    Maximum Age
    At most 65 years of age

    Frequently Asked Questions about Prudential PRUmultiple Crisis Cover

    Things you might want to know

    Who can Apply for Prudential's PRUmultiple Crisis Cover?

    It's for anyone who wants to be insured against a single instance of a any of the 36 critical illnesses, really. You'd have to be between the ages of 1 and 65 on your next birthday to enjoy this coverage.

    What are the highlights of this critical illness plan?

    There are four major highlights for the PRUmultiple Crisis cover:

    1. Claim up to 3 times! - Get covered again and again for up to three times when diagnosed with a major illness such as a heart attack or diabetes.
    2. Get covered for Cancer TWICE - PRUmultiple crisis cover allows you to make up to TWO cancer claims, as you'll never know for sure if you're never going to relapse.
    3. Waived premiums - When claiming for the first time, this policy will waive all future premiums, to allow you to take control of your health and get your life back on track.
    4. Complete life coverage - In addition to claims for all 36 major health conditions, you will have additional death, and total and permanent disability ( TPD) benefits.

    Are there any optional benefits that I can add-on?

    Yes, supplementary benefits are available as stated below, but you will need to pay additional premium:

    Benefit Condition
    Spouse waiver Waives all further premiums in the event that the spouse dies, TPD before the age of 65, or when diagnosed with a critical illness.
    Parent waiver Waives all further premiums until your child reaches the age of 25 in the event that you, the parent dies, suffers from TPD before age 65, or when diagnosed with a critical illness.

    How are my premiums determined?

    The premium will be determined by the sum assured, your gender, your health condition, and your occupation class.

    Premiums can be paid yearly, half-yearly, quarterly or monthly via Auto Debit, Credit Card, Cash or Cheque.

    How do I make a claim with Prudential?

    Here are the steps you will need to complete to successfully make an insurance claim with Prudential:

    1. Complete claims forms and supporting documents
    2. Make sure your signature matches with the one held in company records
    3. Submit complete form and documents to your agent or at the nearest Prudential branch.

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