Standard Chartered

Underwritten by MSIG Insurance (Malaysia) Bhd

Standard Chartered Critical Illness Protection Plan

An essential coverage plan that will protect you against the five most common illnesses among Malaysians: cancer, heart attack, stroke, coronary artery disease, and kidney failure.

    • Income Tax Relief
    • Early Stage Critical Illness Payout
    • RM30000 Minimum Sum Assured

Contact Info

Who do I contact for any inquiries?

Standard Chartered Hotline
  •  1800886163
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer


    • Major Organ Related Illnesses

      End Stage Kidney Disease
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Not Covered
      End Stage Liver Disease
      Not Covered
      End Stage Lung Disease
      Not Covered
      Fulminant Viral Hepatitis
      Not Covered
      Primary Pulmonary Arterial Hypertension
      Not Covered
      Chronic Aplastic Anemia
      Not Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Not Covered
      Bone Marrow Transplant
      Not Covered

    • Heart Related

      Heart Attack
      Other Serious Coronary Artery Disease
      Heart Valve Surgery
      Not Covered
      Surgery To Aorta
      Not Covered
      Severe Cardiomyopathy
      Not Covered
      Coronary Artery Bypass Surgery
      Not Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Not Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Not Covered
      Benign Brain Tumor
      Not Covered
      Not Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Not Covered
      Not Covered
      Loss Of Independent Existence
      Not Covered
      Motor Neuron Disease
      Not Covered
      Multiple Sclerosis
      Not Covered
      Muscular Dystrophy
      Not Covered
      Paralysis Or Paraplegia
      Not Covered
      Parkinson's Disease
      Not Covered
      Progressive Scleroderma
      Not Covered


    Are you eligible to apply for this insurance?

    Minimum Age
    At least 18 years of age
    Maximum Age
    At most 55 years of age
    Maximum Renewal Age
    At most 64 years of age

    Frequently Asked Questions about Standard Chartered Critical Illness Protection Plan

    Things you might want to know

    Who is eligible to apply for this policy?

    All existing Malaysian Standard Chartered customers, along with their family members can sign up for this insurance plan. You must be at least 18, but no more than 55 years old when you first apply. Your policy will be renewable up to the age of 64.

    If you have a history of health complications, such as heart problems, you might need to take a full medical check-up before being able to apply.

    How do I submit a claim to Standard Chartered?

    To make a claim, all you have to do is to contact not Standard Chartered, but MSIG - the underwriter for this policy at 1-800-88-6163 for assistance as soon as possible, and a representative will be able to assist you. You will have access to more details regarding claims procedures in your Policy Document.

    Remember, you will not be entertained if you make a claim within 60 days of your policy's activation date.

    Are all 36 critical illnesses covered with the Standard Chartered Critical Illness Protection Plan?

    While most critical illness insurance policies will cover a wide range of medical conditions, the Standard Chartered Critical Illness Protection Plan is made exclusively for the top five illnesses that have affected Malaysians the most: cancer, heart attack, stroke, coronary heart disease, and kidney failure.

    You will receive financial support upon diagnosis of these diseases, which can be used to settle your medical bills and daily expenses. For as little as 8 sen a day, you will be able to protect yourself, and your family members.

    How much can I be insured with this insurance plan?

     There are three levels of cover for the Standard Chartered Critical Illness Protection Plan: Emerald, Sapphire, and Diamond.The Sapphire plan has a sum assured of RM30,000, while the Emerald has got you covered for RM50,000, and the Diamond, RM70,000.

    I am a smoker, will I have to pay a higher premium?

    Yes, in fact non-smokers will get to receive significant premium discounts!

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