Who is eligible to apply for this policy?
All existing Malaysian Standard Chartered customers, along with their family members can sign up for this insurance plan. You must be at least 18, but no more than 55 years old when you first apply. Your policy will be renewable up to the age of 64.
If you have a history of health complications, such as heart problems, you might need to take a full medical check-up before being able to apply.
How do I submit a claim to Standard Chartered?
To make a claim, all you have to do is to contact not Standard Chartered, but MSIG - the underwriter for this policy at 1-800-88-6163 for assistance as soon as possible, and a representative will be able to assist you. You will have access to more details regarding claims procedures in your Policy Document.
Remember, you will not be entertained if you make a claim within 60 days of your policy's activation date.
Are all 36 critical illnesses covered with the Standard Chartered Critical Illness Protection Plan?
While most critical illness insurance policies will cover a wide range of medical conditions, the Standard Chartered Critical Illness Protection Plan is made exclusively for the top five illnesses that have affected Malaysians the most: cancer, heart attack, stroke, coronary heart disease, and kidney failure.
You will receive financial support upon diagnosis of these diseases, which can be used to settle your medical bills and daily expenses. For as little as 8 sen a day, you will be able to protect yourself, and your family members.
How much can I be insured with this insurance plan?
There are three levels of cover for the Standard Chartered Critical Illness Protection Plan: Emerald, Sapphire, and Diamond.The Sapphire plan has a sum assured of RM30,000, while the Emerald has got you covered for RM50,000, and the Diamond, RM70,000.
I am a smoker, will I have to pay a higher premium?
Yes, in fact non-smokers will get to receive significant premium discounts!