Zurich

Underwritten by Zurich Life Insurance Malaysia Berhad

Zurich ProLife 36 Super Basic

Start your protection early with coverage against 36 critical illness and dread diseases, for children and adults alike. Live life on your own terms with Zurich ProLife 36 Super Basic!

    • Refund Within 15 Days Cancellation

Get protected now with Zurich ProLife 36 Super Basic

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Contact Info

Who do I contact for any inquiries?

Zurich Hotline
  •  1300888622

    • Coverage

    What can I claim from this insurance policy?

    Coverage Type 

    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Disease
      Covered
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Not Covered
      End Stage Liver Disease
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Not Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Not Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Not Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Progressive Scleroderma
      Not Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Not Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Not Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 30 days of age
    Maximum Age
    At most 55 years of age

    Frequently Asked Questions about Zurich ProLife 36 Super Basic

    Things you might want to know

    What is ProLife 36 Super Basic all about?

    The quality of your life and health may hang by a financial thread the moment you’re exposed to either a critical illness or diseases. That’s why ProLife 36 Super Basic is designed by Zurich to help ease your financial stress if you’re diagnosed with any of the 36 common critical illnesses.

    Coverage for this critical illness insurance policy includes chronic diseases such as Alzheimer, Cardiomyopathy, full blown AIDS, Parkinson, chronic lung and liver disease; and you’ll also get cover for 30 other major critical illnesses such as benign brain tumors, coma, heart attacks and many more!

    How much are the premiums for this critical illness insurance?

    The premium rates for Zurich ProLife 36 Super Basic will vary for different individuals. Certain factors will affect your rates, such as your occupation, medical condition, age, gender, lifestyle habits and the amount of cover you want.

    Will my premium rates increase if I renew the policy?

    Worried about increases in your premium rates? The amount that you’ll pay for your Zurich ProLife 36 Super Basic policy in the first year is guaranteed to remain as it is for the next 2 years. For renewals thereafter, they’ll be subject to the underwriting by Zurich.

    Before increasing your premiums, Zurich will inform you in writing at least 90 days before the expiry date of your policy, so you'll then have more than ample time to contemplate renewing your policy.

    Is my child entitled to the same benefits?

    Definitely yes! ProLife 36 Super Basic offers the same protection for your children from all 36 critical illnesses. To find out how much they’ll be insured for, see the table below:

    Age attained at the time of diagnosis Percentage of sum assured payable (%)
    0 year 20
    1 year 40
    2 years 60
    3 years 80
    4 years 100

    Am I allowed to cancel my critical illness insurance policy?

    Yes, you may. There is a cooling-off period which allows you to cancel it within 15 days from the date your policy is issued. All you have to do is just return the policy contract back to Zurich in person – you’ll get back the premiums you’ve paid minus medical costs and other expenses incurred by the insurer when processing your policy.  

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