Zurich Prowell Critical Illness

A standalone insurance plan, protecting you up to the age of 100 from all critical illness, death, or permanent disability. If you stay healthy, you will receive 100% of your sum assured upon maturity.

Zurich Prowell Critical IllnessRefund On Maturity
Min Sum Assured
RM25k
No. of Illness
41
Entry Age
16 years - 50 years
Max Cover Age
Not applicable
Early Stage Coverage
No

Coverage

What can I claim from this insurance policy?

Cancer
  • Cancer
Major Organ Failure
  • End-stage Kidney Disease
  • Bone Marrow Transplant
  • Systemic Lupus Erythematosus With Lupus Nephritis
  • End-Stage Liver Disease
  • End-Stage Lung Disease
  • Fulminant Viral Hepatitis
  • Primary Pulmonary Arterial Hypertension
  • Chronic Aplastic Anemia
  • Terminal Illness
  • Major Organ Transplant
Heart Related
  • Heart Attack
  • Other Serious Coronary Artery Disease
  • Heart Valve Surgery
  • Surgery To Aorta
  • Severe Cardiomyopathy
  • Coronary Artery Bypass Surgery
  • Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
  • Artery Disease
Brain Related
  • Brain Surgery
  • Benign Brain Tumor
  • Coma
  • Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
  • Disorders
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Paralysis Or Paraplegia
  • Parkinson's Disease
  • Stroke
Infection Related
  • Bacterial Meningitis
  • Encephalitis
  • HIV Due To Blood Transfusion
  • Occupationally Acquired HIV
  • HIV Due To Infection
  • Full Blown AIDS
Accident Related
  • Major Burns
Sensory Loss
  • Deafness Or Total Loss Of Hearing
  • Loss Of Speech
  • Blindness Or Total Loss Of Sight
Special Benefits
  • Death Or Total and Permanent Disability

Contact Info

Who do I contact for any inquiries?

Zurich Hotline

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 50 years of age

More Information

What is Zurich's Prowell Critical Illness plan?

Zurich ProWell Critical Illness is a standalone non-participating plan, providing comprehensive financial protection for when you are diagnosed with any of the 26 critical illness.

How long can I be covered with the Prowell Critical Illness plan?

Once you have applied, you can get coverage for up to age 85 or 100 and with a guaranteed lump sum at maturity

Guaranteed? That means if you have never make a claim, you will get the full sum assured amount upon ending your policy!

What are the main highlights?

  • Death or Total & Permanent Disability-   Payment is made for Total & Permanent Disability occurring before the age of 70.
  • Guaranteed Maturity Benefit -Depending on your chosen plan, your sum assured will be payable to you once you reach the age of 85 or 100, given that you have not made any claims.
  • Surrender Benefit -  will be given to you if you choose to surrender the policy. The policy will promise guaranteed cash value after three years worth of premiums paid.

How are my premiums for the Prowell Critical Illness?

Your premium payment rate is guaranteed during your premium paying term - your premium will not increase throughout your policy!

Choose a premium paying term that complements your retirement plan. Upon the completion of your premium paying term, your coverage will continue until the year of policy maturity.