What is Zurich's Prowell Critical Illness plan?
Zurich ProWell Critical Illness is a standalone non-participating plan, providing comprehensive financial protection for when you are diagnosed with any of the 26 critical illness.
How long can I be covered with the Prowell Critical Illness plan?
Once you have applied, you can get coverage for up to age 85 or 100 and with a guaranteed lump sum at maturity
Guaranteed? That means if you have never make a claim, you will get the full sum assured amount upon ending your policy!
What are the main highlights?
- Death or Total & Permanent Disability- Payment is made for Total & Permanent Disability occurring before the age of 70.
- Guaranteed Maturity Benefit -Depending on your chosen plan, your sum assured will be payable to you once you reach the age of 85 or 100, given that you have not made any claims.
- Surrender Benefit - will be given to you if you choose to surrender the policy. The policy will promise guaranteed cash value after three years worth of premiums paid.
How are my premiums for the Prowell Critical Illness?
Your premium payment rate is guaranteed during your premium paying term - your premium will not increase throughout your policy!
Choose a premium paying term that complements your retirement plan. Upon the completion of your premium paying term, your coverage will continue until the year of policy maturity.