Zurich

Underwritten by Zurich Insurance Malaysia Berhad

Zurich Prowell Critical Illness

A standalone insurance plan, protecting you up to the age of 100 from all critical illness, death, or permanent disability. If you stay healthy, you will receive 100% of your sum assured upon maturity.

    • Non-Increasing Premiums
    • Income Tax Relief
    • Refund Within 15 Days Cancellation
    • RM25000 Minimum Sum Assured

Get protected now with Zurich Prowell Critical Illness

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Contact Info

Who do I contact for any inquiries?

Zurich Hotline
  •  1300888622
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Covered
      Loss Of Independent Existence
      Not Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Covered
      HIV Due To Infection
      Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Not Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    • Special Benefits

      Accidental Death
      Not Covered
      Death Or Total and Permanent Disability
      Covered
      Surgery for Type 2 Diabetic Retinopathy
      Not Covered
      Amputation Due To Type 2 Diabetic Complications
      Not Covered
      Severe Diabetic Nephropathy Resulting In Kidney Failure
      Not Covered
      Appalic Syndrome
      Not Covered
      Poliomyelitis
      Not Covered
      Surgical Repair Of Depressed Skull Fracture
      Not Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 30 days of age
    Maximum Age
    At most 50 years of age

    Frequently Asked Questions about Zurich Prowell Critical Illness

    Things you might want to know

    What is Zurich's Prowell Critical Illness plan?

    Zurich ProWell Critical Illness is a standalone non-participating plan, providing comprehensive financial protection for when you are diagnosed with any of the 26 critical illness.

    How long can I be covered with the Prowell Critical Illness plan?

    Once you have applied, you can get coverage for up to age 85 or 100 and with a guaranteed lump sum at maturity

    Guaranteed? That means if you have never make a claim, you will get the full sum assured amount upon ending your policy!

    What are the main highlights?

    • Death or Total & Permanent Disability-   Payment is made for Total & Permanent Disability occurring before the age of 70.
    • Guaranteed Maturity Benefit -Depending on your chosen plan, your sum assured will be payable to you once you reach the age of 85 or 100, given that you have not made any claims.
    • Surrender Benefit -  will be given to you if you choose to surrender the policy. The policy will promise guaranteed cash value after three years worth of premiums paid.

    How are my premiums for the Prowell Critical Illness?

    Your premium payment rate is guaranteed during your premium paying term - your premium will not increase throughout your policy!

    Choose a premium paying term that complements your retirement plan. Upon the completion of your premium paying term, your coverage will continue until the year of policy maturity.

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