ACE Jerneh

Underwritten by ACE Jerneh Insurance Berhad

ACE Jerneh Crystal MediPLUS

Focus on the things that matter most! Let ACE Jerneh take care of paying your hospital bills while you recover and spend precious time with your loved ones.

    • Hospital Accommodation Up To 120 Days
    • 15-Day Cancellation Refund
View product disclosure sheet.


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM50000 up to RM250000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    from RM100 up to RM750
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM60 up to RM300per day up to 120 days
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      from RM100 up to RM750
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM120 up to RM600per day up to 30 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      from RM2500 up to RM12000
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      from RM6000 up to RM30000
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      from RM750 up to RM3600
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      from RM750 up to RM3600
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      from RM60 up to RM300per day up to 120 days
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      from RM100 up to RM300within 31 days from discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM5000 up to RM30000
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM5000 up to RM30000
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM1000 up to RM3500
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Mr. K is a 28 years old breadwinner who feeds a family of 3. He's looking for a basic medical plan.

    Suggested PremiumRM133.00
    Get Quote
  • Office Admin

    Joan is a single female who is turning 40 soon. She's an office admin and she wants a comprehensive medical plan from Ace Jerneh. 

    Suggested PremiumRM1026.00
    Get Quote
  • VIP

    Dr. RP is a general doctor in his mid-50. He's looking for Ace Jerneh medical card that covers the most benefits.

    Suggested PremiumRM1916.00
    Get Quote

Actual premium rates will be determined by ACE Jerneh Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Claims for the hospital related expenses, you will need to submit the photocopies of hospital bills to proceed to the claim.

For the medical related expenses, the original bills are required to support the claim.

Also, you can contact customer service personnel at 03-2058 3000 or 1800 883 226 for assistance. Alternatively, you can send an email to [email protected]

ACE Jerneh Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 65 years of age

Frequently Asked Questions about ACE Jerneh Crystal MediPLUS

Things you might want to know

What is ACE Jerneh Crystal MediPlus?

This is a comprehensive medical insurance package with full hospitalisation, surgical, and aftercare benefits - get the protection you need and deserve at an affordable price!

ACE jerneh will give you a choice of 6 plans - want a higher annual or lifetime limit? How about higher diabetes and cancer treatment claims? Get the ACE Jerneh Crystal MediPlus plan that best suit to your needs and budget.

Can I include my family in my policy?

Yes, the great thing about this medical insurance policy is that it's a one-size-fits-all deal for your family. There's no need to shop for separate medical cards for your spouse and kids.

Each family member will be entitled to enjoy full medical benefits up to their own annual limits. Premiums will also be charged separately depending on each family member's age and chosen protection plan.

Who is eligible to sign up for this plan?

If you're a Malaysian or permanent resident residing in Malaysia aged between 30 days and 65 years old, you're eligible to enroll for this ACE Jerneh medical insurance plan. 

Children under your policy must be aged between 30 days and 19 years old or less than 23 years old if he or she is currently a college or university student in Malaysia.

Will my medical card pay for out-patient treatment?

Of course - you really should not be applying for a medical insurance plan that doesn't offer out-patient benefits!

The ACE jerneh Crystal MediPlus will offers outpatient benefit for kidney dialysis and cancer treatment of up to RM30,000. If you're rushed to the ER due to injury caused in an accident, you can claim up to a maximum of RM3,500.

Will my insurance protection start as soon as I pay?

Not quite - all the benefits will be commence 30 days after the effective date stated in your insurance policy.

Will ACE Jerneh pay for my hospital room fees?

Naturally! However, if you choose to upgrade your room, you have to bear a co-payment og 20% of the other eligible benefits as stated in your policy.

Is my policy still valid if I move to another country?

As long as you've been living abroad for more than 90 consecutive days, your policy will be terminated.

Do I need to renew my policy each year?

Yes, this is a one-year policy. You need to renew the policy annually to keep the benefits. ACE Jerneh will send you a 30-day written notice to alert you about your policy renewal.

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