AIA A-Life Med Regular Medical Card

An essential medical card with ZERO co-insurance charges and no lifetime limit to protect your loved ones. Apply online today for a standalone medical plan or upgrade to a comprehensive family protection plan!

AIA A-Life Med Regular Medical Card100 years of protection
Annual Limit
up to RM150k
Lifetime Limit
Not applicable
Room & Board
up to RM250
Coverage Age
From 14 days
No. of Panel Hospitals
93
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM100k up to RM150k
Lifetime Limit
Not applicable
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM150 up to RM250up to 120 days locally and 120 days while overseas per policy year
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Medication and Treatment
up to RM300per disability
Intensive Care Unit (ICU)
As charged up to 120 days a year
Hospital Services and Supplies
As charged 
Day Care Surgery
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged up to 240 visits a year
Post-Hospitalisation Treatment
As charged within 120 days after discharge
Outpatient Kidney Dialysis Treatment
from RM250k up to RM375kper lifetime, shared limit with Outpatient Cancer Treatment
Outpatient Cancer Treatment
from RM250k up to RM375kper lifetime, shared limit with Outpatient Kidney Dialysis Treatment
Physiotherapy
from RM4k up to RM8ka year, within 60 days from discharge
Organ Transplant
As charged 
Emergency Accidental Outpatient Treatment
from RM2k up to RM3kper accident
Medical Evacuation and Repatriation
As charged per event, up to USD 1 million
Emergency Dental Treatment
from RM3k up to RM5kper accident
Cash Allowance at Government Hospital
from RM100 up to RM100each day, up to 120 days a year
Insured Child Guardian Benefit
from RM90 up to RM130each day, up to 120 days a year
Home Nursing Care
from RM3k up to RM5kper confinement, up to 180 days a lifetime

Features

Additional benefits with this insurance

Refund
15 days cancellation refund
Hospital Accommodation
Up to 120 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
  • 24-hour worldwide assistance services

    Call 60321665421
AIA Customer Care Hotline

Just swipe your medical card at any AIA panel hospital near you for easy and convenient admission.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch. Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.

Requirements

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

More Information

What is AIA A-Life Med Regular all about?

AIA A-Life Med Regular is a standalone medical insurance policy that provides comprehensive medical coverage and easy access at AIA panel hospitals across Malaysia.

Stay insured through the best years of life with renewals till 100 years of age and no lifetime limit, or worry about any co-insurance payments when you make a claim - there aren't any!

Tell me more about the additional benefits?

There are no co-insurance payments or deductibles with AIA A-Life Med Regular so your claimable hospital charges will be paid in full, without any sneaky out-of-pocket charges. 

However, all medical benefit pay-outs are subject to your annual limit.

On the subject of limits, while you may have an annual limit, there will be no lifetime limit with this AIA medical insurance card. 

Rest assured that your family's medical essentials will be taken cared of, for life.

Will AIA pay for overseas hospital bills?

Enjoy worldwide cover for up to 90 days for travel outside of Malaysia, Singapore and Brunei because overseas hospital room and board is covered under this medical plan.

There's also the Travel Assistance Programme that'll help you with your holiday arrangements by providing you with important need-to-knows about your passport, visa, vaccination requirements, and help you to relay messages to your family during an emergency.

Does this plan provide outpatient benefits?

Yes, you'll receive outpatient benefits for kidney dialysis and cancer treatment, as well as emergency accidental outpatient treatment and dental.

Who's eligible for this AIA medical insurance card?

Insure your child as soon as they're 14 days old with the AIA A-Life Med Regular. 

For adults, anyone below the age of 70 can sign-up for for this comprehensive insurance package.

You can renew your medical insurance policy as long as you're below the age of 100 - that's a mighty long time as far as insurance coverage goes!

Can I include my family members in my policy?

Yes, AIA will allow you to do so. You can choose to extend your policy coverage to your immediate family members - that includes your spouse and children. 

Each AIA A-Life Med Regular family plan allows for a maximum of 4 children to be protected.

How much is the insurance premium?

Your premium payments will depend on your age, gender, occupation risk class and type of plans. 

If your premium is set to change within your policy period, AIA will send a written notice 3 months prior to inform you of the revision in price.

Am I eligible for income tax relief? 

Again, a resounding yes! The premiums paid for this medical insurance policy can qualify you for a personal income tax relief of up to RM3,000.