What is the AIA A-Life Med Regular?
Needless to say, it is only one is the slew of medical insurance plans offered by both AIA and AIA Public Takaful. In the case of Med Regular-i, it is a Takaful medical protection plan, made to be a lifeboat in case your find yourselves suddenly lost in a sea of medical issues.
With this medical protection plan you will get to have medical protection till you’re 100 years old with no lifetime limit. Once you have your medical card in hand, say good bye to those hassling hospital admissions.
What does it cover exactly?
There are a few different coverage options available to you as this policy offers three specialized plans. Regardless of the plan that you choose, you will be covered in terms of hospital room and board, along with any other hospital expense relating to the use of equipment, operating theaters, surgical attention and medication.
Aside from that, you will have access to post-hospitalization care inclusive of physiotherapy, and acupuncture. As per most medical protection plans, you will be covered up to a certain degree in the circumstance that you need home nursing care, child care for your kids, emergency outpatient treatment, or need to have an organ or bone marrow transplant.
Who can apply for this policy?
Almost anyone who wants this plan can pick it up as long as they meet the legal age requirements and are over 21. One of the best things about this plan is that you can convert it to accommodate your family as well. So, parents who want to include their kids or purchase the plan separately need to know that your child must be more than 14 days old to be eligible.
The maximum entry age for this plan is 70 years old, after which, the plan can be renewed up to the age of a 100.
Are there any other benefits?
Of course, this plan comes with a medical card, and as mentioned, you simply need to present your card at any one of AIA Public Takaful’s panel hospitals to enjoy hassle-free admissions. Another thing is that this is a zero co-takaful and won’t have deductible charges. This means that you will not have to ever pay for any portion to the total charges out of your own pocket unless, they exceed the limits set.