AIA Public Takaful

Underwritten by AIA PUBLIC Takaful Bhd.

AIA A-Life Med Regular-i

Say goodbye to compromises on medical treatment, when you have this insurance plan. Get the protection you deserve, that will allow you to take care of both yourself and your family for as long as you want.

    • Islamic
    • Hospital Accommodation Up To 120 Days
    • 15-Day Cancellation Refund


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM100000 up to RM150000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM150 up to RM250up to 120 days locally and 120 days while overseas per policy year
    • Medication and Treatment
      Charges for the medicine and therapy that go towards helping you feel 100% again.
      up to RM300 per disability
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 120 days a year
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Surgery
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged up to 240 visits a year
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 120 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM250000 up to RM375000per lifetime, shared limit with Outpatient Cancer Treatment
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM250000 up to RM375000per lifetime, shared limit with Outpatient Kidney Dialysis Treatment
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      from RM4000 up to RM8000a year, within 60 days from discharge
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM2000 up to RM3000per accident
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      up to RM1000000 per event, up to USD 1 million
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      from RM3000 up to RM5000per accident
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      RM100each day, up to 120 days a year
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM90 up to RM130each day, up to 120 days a year
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM3000 up to RM5000up to 180 days per lifetime
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Jason is on his way to becoming a small business owner, he's 28 and needs some basic coverage because now his health is in his hands.

    Suggested PremiumRM826.80
    Get Quote
  • Office Admin

    Clary has recently started working as an office admin and wants some extra health protection since she turned 40.       

    Suggested PremiumRM1132.08
    Get Quote
  • Family

    At the age of 30, Rita is starting a family and wants to have medical coverage in case they experience an issue and need medical attention.

    Suggested PremiumRM4172.16
    Get Quote

Actual premium rates will be determined by AIA PUBLIC Takaful Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Since this insurance cover comes with a medical card, simply swipe the card at any AIA panel hospital near you for easy and convenient admission.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch. Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.

Medical Assistance Hotline & Services
 60321665421 24-hour worldwide assistance services
AIA Public Takaful Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

Frequently Asked Questions about AIA A-Life Med Regular-i

Things you might want to know

What is the AIA A-Life Med Regular?

Needless to say, it is only one is the slew of medical insurance plans offered by both AIA and AIA Public Takaful. In the case of Med Regular-i, it is a Takaful medical protection plan, made to be a lifeboat in case your find yourselves suddenly lost in a sea of medical issues.

With this medical protection plan you will get to have medical protection till you’re 100 years old with no lifetime limit. Once you have your medical card in hand, say good bye to those hassling hospital admissions.

What does it cover exactly?

There are a few different coverage options available to you as this policy offers three specialized plans. Regardless of the plan that you choose, you will be covered in terms of hospital room and board, along with any other hospital expense relating to the use of equipment, operating theaters, surgical attention and medication.

Aside from that, you will have access to post-hospitalization care inclusive of physiotherapy, and acupuncture. As per most medical protection plans, you will be covered up to a certain degree in the circumstance that you need home nursing care, child care for your kids, emergency outpatient treatment, or need to have an organ or bone marrow transplant.

Who can apply for this policy?

Almost anyone who wants this plan can pick it up as long as they meet the legal age requirements and are over 21. One of the best things about this plan is that you can convert it to accommodate your family as well. So, parents who want to include their kids or purchase the plan separately need to know that your child must be more than 14 days old to be eligible.

The maximum entry age for this plan is 70 years old, after which, the plan can be renewed up to the age of a 100.

Are there any other benefits?

Of course, this plan comes with a medical card, and as mentioned, you simply need to present your card at any one of AIA Public Takaful’s panel hospitals to enjoy hassle-free admissions. Another thing is that this is a zero co-takaful and won’t have deductible charges. This means that you will not have to ever pay for any portion to the total charges out of your own pocket unless, they exceed the limits set.

Read More